Is Pontoon Beach, IL a Good Place to Live?
Pontoon Beach is a small town of 6,039 in Illinois, with a median household income of $62,176 and a 5.7% unemployment rate. Its cost of living index is 96 (US average = 100), which is 4% below the national average.
Strengths: Pontoon Beach stands out for an affordable cost of living, below-average home prices, lower-than-average crime, short average commutes.
Trade-offs: Potential downsides include an elevated unemployment rate. Whether Pontoon Beach is right for you depends on your priorities — the full breakdown is below.
All Pontoon Beach city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 96.3Pontoon Beach's overall cost of living index is 96.3, where 100 represents the US national average. Living in Pontoon Beach costs roughly 4% less than the average American city.
| Metric | Pontoon Beach, IL | National Avg |
|---|---|---|
| Median Home Value | $141,400 | $244,900 |
| Median Monthly Rent | $1,078 | $1,163 |
| Homeownership Rate | 66.8% | 65.9% |
| Median Household Income | $62,176 | $74,755 |
Crime & Safety
Safer than AveragePontoon Beach's violent crime rate is 259.2 per 100,000 residents — 32% lower than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
| Metric | Pontoon Beach, IL | National Avg |
|---|---|---|
| School District | N/A | — |
| Elementary Schools | N/A | — |
| Middle Schools | N/A | — |
| High Schools | N/A | — |
| Student/Teacher Ratio | N/A | 16:1 |
| Bachelor's Degree or Higher | 14.0% | 35.4% |
| High School Diploma or Higher | 88.0% | 91.1% |
Weather & Climate
Pontoon Beach sees average highs of 39.0°F in January and 87.3°F in July, with 45.1 inches of annual precipitation and 10.8 inches of snow per year.
| Metric | Pontoon Beach, IL |
|---|---|
| Average High — January | 39.0°F |
| Average High — July | 87.3°F |
| Annual Precipitation | 45.1" |
| Annual Snowfall | 10.8" |
Demographics
| Metric | Pontoon Beach, IL | National Avg |
|---|---|---|
| Population | 6,039 | — |
| Median Age | 31.6 | 38.9 |
| Unemployment Rate | 5.7% | 3.7% |
| Avg Commute Time | 24.6 min | 26 min |
| White (non-Hispanic) | 77.8% | 59.3% |
| Black or African American | 7.4% | 13.6% |
| Hispanic or Latino | 9.3% | 18.9% |
| Asian | 4.6% | 6.3% |
| Under 18 | 28.0% | 22.2% |
| 65 and over | 13.7% | 16.8% |