Median Income
$69,250
household / year
Median Home Value
$129,000
owner-occupied
Median Rent
$1,122
gross / month
Cost of Living
90
national avg = 100

Is Pecatonica, IL a Good Place to Live?

Pecatonica is a small town of 2,141 in Illinois, with a median household income of $69,250 and a 3.5% unemployment rate. Its cost of living index is 90 (US average = 100), which is 10% below the national average.

Strengths: Pecatonica stands out for an affordable cost of living, below-average home prices, lower-than-average crime.

Trade-offs: Potential downsides include longer commutes. Whether Pecatonica is right for you depends on your priorities — the full breakdown is below.

All Pecatonica city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 90.1

Pecatonica's overall cost of living index is 90.1, where 100 represents the US national average. Living in Pecatonica costs roughly 10% less than the average American city.

Metric Pecatonica, IL National Avg
Median Home Value $129,000 $244,900
Median Monthly Rent $1,122 $1,163
Homeownership Rate 80.8% 65.9%
Median Household Income $69,250 $74,755

Crime & Safety

Very Safe

Pecatonica's violent crime rate is 147.9 per 100,000 residents — 61% lower than the national average of ~380 per 100,000.

Violent Crime
147.9 /100k
Property Crime
197.1 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Pecatonica is served primarily by Pecatonica CUSD 321. The student-to-teacher ratio is 13.1:1 (better than the national average of ~16:1).

Metric Pecatonica, IL National Avg
School District Pecatonica CUSD 321 —
Elementary Schools 1 —
Middle Schools 1 —
High Schools 1 —
Student/Teacher Ratio 13.1:1 16:1
Bachelor's Degree or Higher 14.3% 35.4%
High School Diploma or Higher 94.0% 91.1%

Weather & Climate

Pecatonica sees average highs of 27.9°F in January and 82.4°F in July, with 38.9 inches of annual precipitation and 34.5 inches of snow per year.

MetricPecatonica, IL
Average High — January27.9°F
Average High — July82.4°F
Annual Precipitation38.9"
Annual Snowfall34.5"

Demographics

MetricPecatonica, ILNational Avg
Population2,141—
Median Age40.038.9
Unemployment Rate3.5%3.7%
Avg Commute Time32.8 min26 min
White (non-Hispanic)91.8%59.3%
Black or African American0.6%13.6%
Hispanic or Latino2.3%18.9%
Asian0.0%6.3%
Under 1820.6%22.2%
65 and over15.3%16.8%

Nearby Cities

ZIP Codes in Pecatonica

Pecatonica, IL is covered by 1 ZIP code:

Pecatonica vs Other Cities

Frequently Asked Questions

Pecatonica's cost of living index is 90, where 100 is the national average. That makes Pecatonica roughly 10% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $129,000 and median rent is $1,122/month.
Pecatonica's violent crime rate is 147.9 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 197.1 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Pecatonica are operated by Pecatonica CUSD 321. The district has 1 elementary, 1 middle, and 1 high schools. The student-to-teacher ratio is 13.1:1. 14.3% of adults 25+ hold a bachelor's degree or higher.
Pecatonica, IL has a population of 2,141, a median household income of $69,250, and an unemployment rate of 3.5%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Pecatonica averages 27.9°F in January and 82.4°F in July. Annual rainfall is 38.9 inches with about 34.5 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Pecatonica, IL is covered by 1 ZIP code: 61063.
The population of Pecatonica, Illinois is 2,141 with a median age of 40.0. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Pecatonica: cost of living index 90 (100 = US average), median home $129,000, median household income $69,250, crime index 27 (100 = US average, lower is safer), schools rated C+. Whether these are benefits or drawbacks depends on where you're coming from — compare Pecatonica side by side with your current city to see the trade-offs.