Pearl City is a small town of 720 in Illinois, with a median household income of $61,000
and a 1.2% unemployment rate.
Its cost of living index is 92 (US average = 100), which is
8% below the national average.
Strengths:
Pearl City stands out for an affordable cost of living, below-average home prices, solid school ratings (B), short average commutes.
Trade-offs:
No major red flags stand out in the available data. Whether Pearl City is right for you depends on your priorities — the full breakdown is below.
All Pearl City city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 91.5
Pearl City's overall cost of living index is 91.5,
where 100 represents the US national average.
Living in Pearl City costs roughly 8% less than the average American city.
Metric
Pearl City, IL
National Avg
Median Home Value
$121,900
$244,900
Median Monthly Rent
$714
$1,163
Homeownership Rate
78.4%
65.9%
Median Household Income
$61,000
$74,755
Crime & Safety
Very Safe
Pearl City's violent crime rate is 186.5 per 100,000 residents
— 51% lower than the national average of ~380 per 100,000.
Violent Crime
186.5 /100k
Property Crime
723.6 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Pearl City is served primarily by Pearl City CUSD 200.
The student-to-teacher ratio is 11.0:1
(better than the national average of ~16:1).
Metric
Pearl City, IL
National Avg
School District
Pearl City CUSD 200
—
Elementary Schools
1
—
Middle Schools
1
—
High Schools
1
—
Student/Teacher Ratio
11.0:1
16:1
Bachelor's Degree or Higher
19.3%
35.4%
High School Diploma or Higher
95.1%
91.1%
Weather & Climate
Pearl City sees average highs of 27.9°F in January
and 82.4°F in July,
with 38.8 inches of annual precipitation
and 34.5 inches of snow per year.
Pearl City's cost of living index is 92, where 100 is the national average.
That makes Pearl City roughly 8% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $121,900 and median rent is $714/month.
Pearl City's violent crime rate is 186.5 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 723.6 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Pearl City are operated by Pearl City CUSD 200.
The district has 1 elementary, 1 middle, and 1 high schools.
The student-to-teacher ratio is 11.0:1. 19.3% of adults 25+ hold a bachelor's degree or higher.
Pearl City, IL has a population of 720, a median household income of $61,000, and an unemployment rate of 1.2%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Pearl City averages 27.9°F in January and 82.4°F in July. Annual rainfall is 38.8 inches
with about 34.5 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
Pearl City, IL is covered by 1 ZIP code: 61062.
The population of Pearl City, Illinois is 720 with a median age of 32.6. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Pearl City: cost of living index 92 (100 = US average), median home $121,900, median household income $61,000, crime index 43 (100 = US average, lower is safer), schools rated B. Whether these are benefits or drawbacks depends on where you're coming from — compare Pearl City side by side with your current city to see the trade-offs.
