Wabash County Courthouse in Mount Carmel · Nyttend / Public domainGrand Rapids Hotel, Mount Carmel (Illinois), 1922 · Frederick Zimmerman / Public domainMount Carmel bridge 2007 · Mrzaius at English Wikipedia / Public domainMount Carmel Cherry St · Mrzaius at English Wikipedia / Public domain
Mount Carmel is a small town of 6,978 in Illinois, with a median household income of $44,723
and a 4.6% unemployment rate.
Its cost of living index is 89 (US average = 100), which is
11% below the national average.
Strengths:
Mount Carmel stands out for an affordable cost of living, below-average home prices, lower-than-average crime, short average commutes.
Trade-offs:
No major red flags stand out in the available data. Whether Mount Carmel is right for you depends on your priorities — the full breakdown is below.
All Mount Carmel city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 89.4
Mount Carmel's overall cost of living index is 89.4,
where 100 represents the US national average.
Living in Mount Carmel costs roughly 11% less than the average American city.
Metric
Mount Carmel, IL
National Avg
Median Home Value
$84,500
$244,900
Median Monthly Rent
$688
$1,163
Homeownership Rate
70.2%
65.9%
Median Household Income
$44,723
$74,755
Crime & Safety
Very Safe
Mount Carmel's violent crime rate is 134.8 per 100,000 residents
— 65% lower than the national average of ~380 per 100,000.
Violent Crime
134.8 /100k
Property Crime
464.3 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Mount Carmel is served primarily by Wabash CUSD 348.
The student-to-teacher ratio is 14.4:1
(better than the national average of ~16:1).
Metric
Mount Carmel, IL
National Avg
School District
Wabash CUSD 348
—
Elementary Schools
2
—
Middle Schools
1
—
High Schools
1
—
Student/Teacher Ratio
14.4:1
16:1
Bachelor's Degree or Higher
17.2%
35.4%
High School Diploma or Higher
92.3%
91.1%
Weather & Climate
Mount Carmel sees average highs of 40.2°F in January
and 87.4°F in July,
with 48.7 inches of annual precipitation
and 8.9 inches of snow per year.
Mount Carmel's cost of living index is 89, where 100 is the national average.
That makes Mount Carmel roughly 11% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $84,500 and median rent is $688/month.
Mount Carmel's violent crime rate is 134.8 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 464.3 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Mount Carmel are operated by Wabash CUSD 348.
The district has 2 elementary, 1 middle, and 1 high schools.
The student-to-teacher ratio is 14.4:1. 17.2% of adults 25+ hold a bachelor's degree or higher.
Mount Carmel, IL has a population of 6,978, a median household income of $44,723, and an unemployment rate of 4.6%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Mount Carmel averages 40.2°F in January and 87.4°F in July. Annual rainfall is 48.7 inches
with about 8.9 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
Mount Carmel, IL is covered by 1 ZIP code: 62863.
The population of Mount Carmel, Illinois is 6,978 with a median age of 45.5. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Mount Carmel: cost of living index 89 (100 = US average), median home $84,500, median household income $44,723, crime index 30 (100 = US average, lower is safer), schools rated C. Whether these are benefits or drawbacks depends on where you're coming from — compare Mount Carmel side by side with your current city to see the trade-offs.
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