What are the schools like in Montgomery, IL?

Montgomery is served primarily by CUSD 308. The district operates 13 elementary schools, 5 middle schools, and 2 high schools with a student-to-teacher ratio of 14.6:1.

What is the median household income in Montgomery?

The median household income in Montgomery, IL is $105,240 according to the most recent US Census American Community Survey 5-year estimates. The unemployment rate is 5.5%.

What is the weather like in Montgomery, IL?

Montgomery has an average high temperature of 30.5°F in January and 84.0°F in July. Annual precipitation averages 39.5 inches and annual snowfall averages 27.9 inches.

Montgomery, IL Cost of Living, Crime & Is It a Good Place to Live? (2026)

Q: Is Montgomery, IL affordable or expensive?

Montgomery's cost of living index is 103, where 100 represents the national average. This means Montgomery is 3% more expensive than the average US city. The median home value is $263,600 and the median rent is $1,561 per month.

Q: What is the crime rate in Montgomery, IL?

Montgomery has a violent crime rate of 115.6 incidents per 100,000 residents and a property crime rate of 911.6 per 100,000. The national average violent crime rate is approximately 380 per 100,000.

Is Montgomery, IL a Good Place to Live?

Montgomery is a small city of 20,644 in Illinois, with a median household income of $105,240 and a 5.5% unemployment rate. Its cost of living index is 103 (US average = 100), which is 3% above the national average.

Strengths: Montgomery stands out for lower-than-average crime, solid school ratings (B-).

Trade-offs: Potential downsides include longer commutes, an elevated unemployment rate. Whether Montgomery is right for you depends on your priorities — the full breakdown is below.

All Montgomery city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 102.6

Montgomery's overall cost of living index is 102.6, where 100 represents the US national average. Living in Montgomery costs roughly 3% more than the average American city.

Metric	Montgomery, IL	National Avg
Median Home Value	$263,600	$244,900
Median Monthly Rent	$1,561	$1,163
Homeownership Rate	76.4%	65.9%
Median Household Income	$105,240	$74,755

Crime & Safety

Very Safe

Montgomery's violent crime rate is 115.6 per 100,000 residents — 70% lower than the national average of ~380 per 100,000.

Violent Crime

115.6 /100k

Property Crime

911.6 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Montgomery is served primarily by CUSD 308. The student-to-teacher ratio is 14.6:1 (better than the national average of ~16:1).

Metric	Montgomery, IL	National Avg
School District	CUSD 308	—
Elementary Schools	13	—
Middle Schools	5	—
High Schools	2	—
Student/Teacher Ratio	14.6:1	16:1
Bachelor's Degree or Higher	28.4%	35.4%
High School Diploma or Higher	92.2%	91.1%

Weather & Climate

Montgomery sees average highs of 30.5°F in January and 84.0°F in July, with 39.5 inches of annual precipitation and 27.9 inches of snow per year.

Metric	Montgomery, IL
Average High — January	30.5°F
Average High — July	84.0°F
Annual Precipitation	39.5"
Annual Snowfall	27.9"

Demographics

Metric	Montgomery, IL	National Avg
Population	20,644	—
Median Age	31.7	38.9
Unemployment Rate	5.5%	3.7%
Avg Commute Time	33.7 min	26 min
White (non-Hispanic)	69.1%	59.3%
Black or African American	4.8%	13.6%
Hispanic or Latino	23.1%	18.9%
Asian	1.1%	6.3%
Under 18	30.1%	22.2%
65 and over	8.3%	16.8%

Nearby Cities

Boulder Hill, IL 1 mi Oswego, IL 3 mi Aurora, IL 5 mi Yorkville, IL 5 mi Prestbury, IL 6 mi

ZIP Codes in Montgomery

Montgomery, IL is covered by 1 ZIP code:

60538

Montgomery vs Other Cities

Montgomery, IL vs Boulder Hill, IL Montgomery, IL vs Oswego, IL Montgomery, IL vs Aurora, IL Montgomery, IL vs Yorkville, IL Montgomery, IL vs Prestbury, IL

Frequently Asked Questions

Is Montgomery, IL affordable or expensive?

Montgomery's cost of living index is 103, where 100 is the national average. That puts Montgomery roughly 3% above the national average in cost. The median home price is $263,600 and median rent is $1,561/month.

What is the crime rate in Montgomery, IL?

Montgomery's violent crime rate is 115.6 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 911.6 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.

What are the schools like in Montgomery?

Public schools in Montgomery are operated by CUSD 308. The district has 13 elementary, 5 middle, and 2 high schools. The student-to-teacher ratio is 14.6:1. 28.4% of adults 25+ hold a bachelor's degree or higher.

Is Montgomery, IL a good place to live?

Montgomery, IL has a population of 20,644, a median household income of $105,240, and an unemployment rate of 5.5%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.

What is the weather like in Montgomery?

Montgomery averages 30.5°F in January and 84.0°F in July. Annual rainfall is 39.5 inches with about 27.9 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).

What ZIP codes are in Montgomery?

Montgomery, IL is covered by 1 ZIP code: 60538.

What is the population of Montgomery?

The population of Montgomery, Illinois is 20,644 with a median age of 31.7. Source: US Census ACS 5-Year Estimates.

What are the pros and cons of living in Montgomery?

Key numbers for living in Montgomery: cost of living index 103 (100 = US average), median home $263,600, median household income $105,240, crime index 36 (100 = US average, lower is safer), schools rated B-. Whether these are benefits or drawbacks depends on where you're coming from — compare Montgomery side by side with your current city to see the trade-offs.