Median Income
$58,991
household / year
Median Home Value
$90,000
owner-occupied
Median Rent
$653
gross / month
Cost of Living
89
national avg = 100

Is Monmouth, IL a Good Place to Live?

Monmouth is a small town of 8,764 in Illinois, with a median household income of $58,991 and a 10.7% unemployment rate. Its cost of living index is 89 (US average = 100), which is 11% below the national average.

Strengths: Monmouth stands out for an affordable cost of living, below-average home prices, lower-than-average crime, short average commutes.

Trade-offs: Potential downsides include an elevated unemployment rate. Whether Monmouth is right for you depends on your priorities — the full breakdown is below.

All Monmouth city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 89.3

Monmouth's overall cost of living index is 89.3, where 100 represents the US national average. Living in Monmouth costs roughly 11% less than the average American city.

Metric Monmouth, IL National Avg
Median Home Value $90,000 $244,900
Median Monthly Rent $653 $1,163
Homeownership Rate 69.3% 65.9%
Median Household Income $58,991 $74,755

Crime & Safety

Safer than Average

Monmouth's violent crime rate is 366.4 per 100,000 residents — 4% lower than the national average of ~380 per 100,000.

Violent Crime
366.4 /100k
Property Crime
1371.2 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Monmouth is served primarily by Monmouth-Roseville CUSD 238. The student-to-teacher ratio is 13.7:1 (better than the national average of ~16:1).

Metric Monmouth, IL National Avg
School District Monmouth-Roseville CUSD 238 —
Elementary Schools 2 —
Middle Schools 2 —
High Schools 1 —
Student/Teacher Ratio 13.7:1 16:1
Bachelor's Degree or Higher 19.5% 35.4%
High School Diploma or Higher 83.2% 91.1%

Weather & Climate

Monmouth sees average highs of 31.4°F in January and 84.1°F in July, with 39.4 inches of annual precipitation and 25.6 inches of snow per year.

MetricMonmouth, IL
Average High — January31.4°F
Average High — July84.1°F
Annual Precipitation39.4"
Annual Snowfall25.6"

Demographics

MetricMonmouth, ILNational Avg
Population8,764—
Median Age36.038.9
Unemployment Rate10.7%3.7%
Avg Commute Time14.8 min26 min
White (non-Hispanic)74.6%59.3%
Black or African American6.5%13.6%
Hispanic or Latino11.6%18.9%
Asian2.7%6.3%
Under 1823.2%22.2%
65 and over16.8%16.8%

Nearby Cities

ZIP Codes in Monmouth

Monmouth, IL is covered by 1 ZIP code:

Monmouth vs Other Cities

Frequently Asked Questions

Monmouth's cost of living index is 89, where 100 is the national average. That makes Monmouth roughly 11% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $90,000 and median rent is $653/month.
Monmouth's violent crime rate is 366.4 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1371.2 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Monmouth are operated by Monmouth-Roseville CUSD 238. The district has 2 elementary, 2 middle, and 1 high schools. The student-to-teacher ratio is 13.7:1. 19.5% of adults 25+ hold a bachelor's degree or higher.
Monmouth, IL has a population of 8,764, a median household income of $58,991, and an unemployment rate of 10.7%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Monmouth averages 31.4°F in January and 84.1°F in July. Annual rainfall is 39.4 inches with about 25.6 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Monmouth, IL is covered by 1 ZIP code: 61462.
The population of Monmouth, Illinois is 8,764 with a median age of 36.0. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Monmouth: cost of living index 89 (100 = US average), median home $90,000, median household income $58,991, crime index 84 (100 = US average, lower is safer), schools rated C+. Whether these are benefits or drawbacks depends on where you're coming from — compare Monmouth side by side with your current city to see the trade-offs.