Median Income
$39,517
household / year
Median Home Value
$79,500
owner-occupied
Median Rent
$496
gross / month
Cost of Living
86
national avg = 100

Is Louisville, IL a Good Place to Live?

Louisville is a small town of 1,183 in Illinois, with a median household income of $39,517 and a 6.9% unemployment rate. Its cost of living index is 86 (US average = 100), which is 14% below the national average.

Strengths: Louisville stands out for an affordable cost of living, below-average home prices, solid school ratings (B), short average commutes.

Trade-offs: Potential downsides include an elevated unemployment rate. Whether Louisville is right for you depends on your priorities — the full breakdown is below.

All Louisville city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 86.5

Louisville's overall cost of living index is 86.5, where 100 represents the US national average. Living in Louisville costs roughly 14% less than the average American city.

Metric Louisville, IL National Avg
Median Home Value $79,500 $244,900
Median Monthly Rent $496 $1,163
Homeownership Rate 62.2% 65.9%
Median Household Income $39,517 $74,755

Crime & Safety

Very Safe

Louisville's violent crime rate is 68.3 per 100,000 residents — 82% lower than the national average of ~380 per 100,000.

Violent Crime
68.3 /100k
Property Crime
288.2 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Louisville is served primarily by North Clay CUSD 25. The student-to-teacher ratio is 11.1:1 (better than the national average of ~16:1).

Metric Louisville, IL National Avg
School District North Clay CUSD 25 —
Elementary Schools 1 —
Middle Schools N/A —
High Schools 1 —
Student/Teacher Ratio 11.1:1 16:1
Bachelor's Degree or Higher 19.3% 35.4%
High School Diploma or Higher 78.6% 91.1%

Weather & Climate

Louisville sees average highs of 40.4°F in January and 87.7°F in July, with 46.4 inches of annual precipitation and 8.3 inches of snow per year.

MetricLouisville, IL
Average High — January40.4°F
Average High — July87.7°F
Annual Precipitation46.4"
Annual Snowfall8.3"

Demographics

MetricLouisville, ILNational Avg
Population1,183—
Median Age38.138.9
Unemployment Rate6.9%3.7%
Avg Commute Time22.5 min26 min
White (non-Hispanic)97.0%59.3%
Black or African American3.0%13.6%
Hispanic or Latino0.0%18.9%
Asian0.1%6.3%
Under 1826.3%22.2%
65 and over18.9%16.8%

Nearby Cities

ZIP Codes in Louisville

Louisville, IL is covered by 1 ZIP code:

Louisville vs Other Cities

Frequently Asked Questions

Louisville's cost of living index is 86, where 100 is the national average. That makes Louisville roughly 14% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $79,500 and median rent is $496/month.
Louisville's violent crime rate is 68.3 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 288.2 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Louisville are operated by North Clay CUSD 25. The district has 1 elementary, several middle, and 1 high schools. The student-to-teacher ratio is 11.1:1. 19.3% of adults 25+ hold a bachelor's degree or higher.
Louisville, IL has a population of 1,183, a median household income of $39,517, and an unemployment rate of 6.9%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Louisville averages 40.4°F in January and 87.7°F in July. Annual rainfall is 46.4 inches with about 8.3 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Louisville, IL is covered by 1 ZIP code: 62858.
The population of Louisville, Illinois is 1,183 with a median age of 38.1. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Louisville: cost of living index 86 (100 = US average), median home $79,500, median household income $39,517, crime index 16 (100 = US average, lower is safer), schools rated B. Whether these are benefits or drawbacks depends on where you're coming from — compare Louisville side by side with your current city to see the trade-offs.