What are the schools like in Loami, IL?

School district data for Loami is sourced from the National Center for Education Statistics (NCES).

What is the median household income in Loami?

The median household income in Loami, IL is $50,000 according to the most recent US Census American Community Survey 5-year estimates. The unemployment rate is 3.3%.

What is the weather like in Loami, IL?

Loami has an average high temperature of 36.3°F in January and 86.9°F in July. Annual precipitation averages 41.2 inches and annual snowfall averages 16.1 inches.

Loami, IL Cost of Living, Crime & Is It a Good Place to Live? (2026)

Q: Is Loami, IL affordable or expensive?

Loami's cost of living index is 90, where 100 represents the national average. This means Loami is 10% less expensive than the average US city. The median home value is $96,900 and the median rent is $807 per month.

Q: What is the crime rate in Loami, IL?

Loami has a violent crime rate of 540.4 incidents per 100,000 residents and a property crime rate of 2963.4 per 100,000. The national average violent crime rate is approximately 380 per 100,000.

Is Loami, IL a Good Place to Live?

Loami is a small town of 1,035 in Illinois, with a median household income of $50,000 and a 3.3% unemployment rate. Its cost of living index is 90 (US average = 100), which is 10% below the national average.

Strengths: Loami stands out for an affordable cost of living, below-average home prices, short average commutes.

Trade-offs: No major red flags stand out in the available data. Whether Loami is right for you depends on your priorities — the full breakdown is below.

All Loami city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 90.5

Loami's overall cost of living index is 90.5, where 100 represents the US national average. Living in Loami costs roughly 10% less than the average American city.

Metric	Loami, IL	National Avg
Median Home Value	$96,900	$244,900
Median Monthly Rent	$807	$1,163
Homeownership Rate	79.4%	65.9%
Median Household Income	$50,000	$74,755

Crime & Safety

Higher than Average

Loami's violent crime rate is 540.4 per 100,000 residents — 42% higher than the national average of ~380 per 100,000.

Violent Crime

540.4 /100k

Property Crime

2963.4 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Metric	Loami, IL	National Avg
School District	N/A	—
Elementary Schools	N/A	—
Middle Schools	N/A	—
High Schools	N/A	—
Student/Teacher Ratio	N/A	16:1
Bachelor's Degree or Higher	15.4%	35.4%
High School Diploma or Higher	72.4%	91.1%

Weather & Climate

Loami sees average highs of 36.3°F in January and 86.9°F in July, with 41.2 inches of annual precipitation and 16.1 inches of snow per year.

Metric	Loami, IL
Average High — January	36.3°F
Average High — July	86.9°F
Annual Precipitation	41.2"
Annual Snowfall	16.1"

Demographics

Metric	Loami, IL	National Avg
Population	1,035	—
Median Age	27.6	38.9
Unemployment Rate	3.3%	3.7%
Avg Commute Time	24.1 min	26 min
White (non-Hispanic)	94.6%	59.3%
Black or African American	0.4%	13.6%
Hispanic or Latino	2.4%	18.9%
Asian	0.2%	6.3%
Under 18	24.7%	22.2%
65 and over	9.1%	16.8%

Nearby Cities

New Berlin, IL 5 mi Curran, IL 6 mi Berlin, IL 6 mi Waverly, IL 8 mi Chatham, IL 8 mi

ZIP Codes in Loami

Loami, IL is covered by 1 ZIP code:

62661

Loami vs Other Cities

Loami, IL vs New Berlin, IL Loami, IL vs Curran, IL Loami, IL vs Berlin, IL Loami, IL vs Waverly, IL Loami, IL vs Chatham, IL

Frequently Asked Questions

Is Loami, IL affordable or expensive?

Loami's cost of living index is 90, where 100 is the national average. That makes Loami roughly 10% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $96,900 and median rent is $807/month.

What is the crime rate in Loami, IL?

Loami's violent crime rate is 540.4 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 2963.4 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.

What are the schools like in Loami?

School district information is sourced from NCES Common Core of Data.

Is Loami, IL a good place to live?

Loami, IL has a population of 1,035, a median household income of $50,000, and an unemployment rate of 3.3%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.

What is the weather like in Loami?

Loami averages 36.3°F in January and 86.9°F in July. Annual rainfall is 41.2 inches with about 16.1 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).

What ZIP codes are in Loami?

Loami, IL is covered by 1 ZIP code: 62661.

What is the population of Loami?

The population of Loami, Illinois is 1,035 with a median age of 27.6. Source: US Census ACS 5-Year Estimates.

What are the pros and cons of living in Loami?

Key numbers for living in Loami: cost of living index 90 (100 = US average), median home $96,900, median household income $50,000, crime index 142 (100 = US average, lower is safer). Whether these are benefits or drawbacks depends on where you're coming from — compare Loami side by side with your current city to see the trade-offs.