What are the schools like in Lake Zurich, IL?

Lake Zurich is served primarily by Lake Zurich CUSD 95. The district operates 5 elementary schools, 2 middle schools, and 2 high schools with a student-to-teacher ratio of 13.5:1.

What is the median household income in Lake Zurich?

The median household income in Lake Zurich, IL is $135,211 according to the most recent US Census American Community Survey 5-year estimates. The unemployment rate is 3.5%.

What is the weather like in Lake Zurich, IL?

Lake Zurich has an average high temperature of 28.9°F in January and 82.1°F in July. Annual precipitation averages 38.4 inches and annual snowfall averages 43.1 inches.

Lake Zurich, IL Cost of Living, Crime & Is It a Good Place to Live? (2026)

Q: Is Lake Zurich, IL affordable or expensive?

Lake Zurich's cost of living index is 103, where 100 represents the national average. This means Lake Zurich is 3% more expensive than the average US city. The median home value is $396,200 and the median rent is $1,693 per month.

Q: What is the crime rate in Lake Zurich, IL?

Lake Zurich has a violent crime rate of 61.1 incidents per 100,000 residents and a property crime rate of 1211.2 per 100,000. The national average violent crime rate is approximately 380 per 100,000.

Is Lake Zurich, IL a Good Place to Live?

Lake Zurich is a small city of 19,749 in Illinois, with a median household income of $135,211 and a 3.5% unemployment rate. Its cost of living index is 103 (US average = 100), which is 3% above the national average.

Strengths: Lake Zurich stands out for lower-than-average crime, solid school ratings (A+), a well-educated population.

Trade-offs: No major red flags stand out in the available data. Whether Lake Zurich is right for you depends on your priorities — the full breakdown is below.

All Lake Zurich city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 102.6

Lake Zurich's overall cost of living index is 102.6, where 100 represents the US national average. Living in Lake Zurich costs roughly 3% more than the average American city.

Metric	Lake Zurich, IL	National Avg
Median Home Value	$396,200	$244,900
Median Monthly Rent	$1,693	$1,163
Homeownership Rate	82.5%	65.9%
Median Household Income	$135,211	$74,755

Crime & Safety

Very Safe

Lake Zurich's violent crime rate is 61.1 per 100,000 residents — 84% lower than the national average of ~380 per 100,000.

Violent Crime

61.1 /100k

Property Crime

1211.2 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Lake Zurich is served primarily by Lake Zurich CUSD 95. The student-to-teacher ratio is 13.5:1 (better than the national average of ~16:1).

Metric	Lake Zurich, IL	National Avg
School District	Lake Zurich CUSD 95	—
Elementary Schools	5	—
Middle Schools	2	—
High Schools	2	—
Student/Teacher Ratio	13.5:1	16:1
Bachelor's Degree or Higher	58.3%	35.4%
High School Diploma or Higher	96.9%	91.1%

Weather & Climate

Lake Zurich sees average highs of 28.9°F in January and 82.1°F in July, with 38.4 inches of annual precipitation and 43.1 inches of snow per year.

Metric	Lake Zurich, IL
Average High — January	28.9°F
Average High — July	82.1°F
Annual Precipitation	38.4"
Annual Snowfall	43.1"

Demographics

Metric	Lake Zurich, IL	National Avg
Population	19,749	—
Median Age	41.2	38.9
Unemployment Rate	3.5%	3.7%
Avg Commute Time	29.8 min	26 min
White (non-Hispanic)	84.8%	59.3%
Black or African American	0.8%	13.6%
Hispanic or Latino	2.8%	18.9%
Asian	9.4%	6.3%
Under 18	23.0%	22.2%
65 and over	13.2%	16.8%

Nearby Cities

Kildeer, IL 2 mi Deer Park, IL 2 mi Forest Lake, IL 2 mi North Barrington, IL 2 mi Hawthorn Woods, IL 3 mi

Lake Zurich vs Other Cities

Lake Zurich, IL vs Kildeer, IL Lake Zurich, IL vs Deer Park, IL Lake Zurich, IL vs Forest Lake, IL Lake Zurich, IL vs North Barrington, IL Lake Zurich, IL vs Hawthorn Woods, IL

Frequently Asked Questions

Is Lake Zurich, IL affordable or expensive?

Lake Zurich's cost of living index is 103, where 100 is the national average. That puts Lake Zurich roughly 3% above the national average in cost. The median home price is $396,200 and median rent is $1,693/month.

What is the crime rate in Lake Zurich, IL?

Lake Zurich's violent crime rate is 61.1 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1211.2 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.

What are the schools like in Lake Zurich?

Public schools in Lake Zurich are operated by Lake Zurich CUSD 95. The district has 5 elementary, 2 middle, and 2 high schools. The student-to-teacher ratio is 13.5:1. 58.3% of adults 25+ hold a bachelor's degree or higher.

Is Lake Zurich, IL a good place to live?

Lake Zurich, IL has a population of 19,749, a median household income of $135,211, and an unemployment rate of 3.5%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.

What is the weather like in Lake Zurich?

Lake Zurich averages 28.9°F in January and 82.1°F in July. Annual rainfall is 38.4 inches with about 43.1 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).

What is the population of Lake Zurich?

The population of Lake Zurich, Illinois is 19,749 with a median age of 41.2. Source: US Census ACS 5-Year Estimates.

What are the pros and cons of living in Lake Zurich?

Key numbers for living in Lake Zurich: cost of living index 103 (100 = US average), median home $396,200, median household income $135,211, crime index 33 (100 = US average, lower is safer), schools rated A+. Whether these are benefits or drawbacks depends on where you're coming from — compare Lake Zurich side by side with your current city to see the trade-offs.