Median Income
$62,500
household / year
Median Home Value
$123,600
owner-occupied
Median Rent
$819
gross / month
Cost of Living
93
national avg = 100

Is Ladd, IL a Good Place to Live?

Ladd is a small town of 1,314 in Illinois, with a median household income of $62,500 and a 6.6% unemployment rate. Its cost of living index is 93 (US average = 100), which is 7% below the national average.

Strengths: Ladd stands out for an affordable cost of living, below-average home prices, solid school ratings (B), short average commutes.

Trade-offs: Potential downsides include an elevated unemployment rate. Whether Ladd is right for you depends on your priorities — the full breakdown is below.

All Ladd city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 92.7

Ladd's overall cost of living index is 92.7, where 100 represents the US national average. Living in Ladd costs roughly 7% less than the average American city.

Metric Ladd, IL National Avg
Median Home Value $123,600 $244,900
Median Monthly Rent $819 $1,163
Homeownership Rate 81.0% 65.9%
Median Household Income $62,500 $74,755

Crime & Safety

Very Safe

Ladd's violent crime rate is 3.1 per 100,000 residents — 99% lower than the national average of ~380 per 100,000.

Violent Crime
3.1 /100k
Property Crime
502.6 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Ladd is served primarily by Ladd CCSD 94. The student-to-teacher ratio is 11.2:1 (better than the national average of ~16:1).

Metric Ladd, IL National Avg
School District Ladd CCSD 94 —
Elementary Schools 1 —
Middle Schools N/A —
High Schools N/A —
Student/Teacher Ratio 11.2:1 16:1
Bachelor's Degree or Higher 18.5% 35.4%
High School Diploma or Higher 88.9% 91.1%

Weather & Climate

Ladd sees average highs of 30.0°F in January and 84.0°F in July, with 38.0 inches of annual precipitation and 28.5 inches of snow per year.

MetricLadd, IL
Average High — January30.0°F
Average High — July84.0°F
Annual Precipitation38.0"
Annual Snowfall28.5"

Demographics

MetricLadd, ILNational Avg
Population1,314—
Median Age39.438.9
Unemployment Rate6.6%3.7%
Avg Commute Time16.5 min26 min
White (non-Hispanic)89.3%59.3%
Black or African American0.0%13.6%
Hispanic or Latino9.8%18.9%
Asian0.0%6.3%
Under 1824.2%22.2%
65 and over12.9%16.8%

Nearby Cities

ZIP Codes in Ladd

Ladd, IL is covered by 1 ZIP code:

Ladd vs Other Cities

Frequently Asked Questions

Ladd's cost of living index is 93, where 100 is the national average. That makes Ladd roughly 7% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $123,600 and median rent is $819/month.
Ladd's violent crime rate is 3.1 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 502.6 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Ladd are operated by Ladd CCSD 94. The district has 1 elementary, several middle, and several high schools. The student-to-teacher ratio is 11.2:1. 18.5% of adults 25+ hold a bachelor's degree or higher.
Ladd, IL has a population of 1,314, a median household income of $62,500, and an unemployment rate of 6.6%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Ladd averages 30.0°F in January and 84.0°F in July. Annual rainfall is 38.0 inches with about 28.5 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Ladd, IL is covered by 1 ZIP code: 61329.
The population of Ladd, Illinois is 1,314 with a median age of 39.4. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Ladd: cost of living index 93 (100 = US average), median home $123,600, median household income $62,500, crime index 10 (100 = US average, lower is safer), schools rated B. Whether these are benefits or drawbacks depends on where you're coming from — compare Ladd side by side with your current city to see the trade-offs.