Median Income
$48,302
household / year
Median Home Value
$106,900
owner-occupied
Median Rent
$676
gross / month
Cost of Living
90
national avg = 100

Is Hillsboro, IL a Good Place to Live?

Hillsboro is a small town of 5,673 in Illinois, with a median household income of $48,302 and a 5.4% unemployment rate. Its cost of living index is 90 (US average = 100), which is 10% below the national average.

Strengths: Hillsboro stands out for an affordable cost of living, below-average home prices, lower-than-average crime.

Trade-offs: Potential downsides include an elevated unemployment rate. Whether Hillsboro is right for you depends on your priorities — the full breakdown is below.

All Hillsboro city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 90.4

Hillsboro's overall cost of living index is 90.4, where 100 represents the US national average. Living in Hillsboro costs roughly 10% less than the average American city.

Metric Hillsboro, IL National Avg
Median Home Value $106,900 $244,900
Median Monthly Rent $676 $1,163
Homeownership Rate 73.0% 65.9%
Median Household Income $48,302 $74,755

Crime & Safety

Very Safe

Hillsboro's violent crime rate is 208.9 per 100,000 residents — 45% lower than the national average of ~380 per 100,000.

Violent Crime
208.9 /100k
Property Crime
574.5 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Hillsboro is served primarily by Hillsboro CUSD 3. The student-to-teacher ratio is 13.2:1 (better than the national average of ~16:1).

Metric Hillsboro, IL National Avg
School District Hillsboro CUSD 3 —
Elementary Schools 1 —
Middle Schools 1 —
High Schools 1 —
Student/Teacher Ratio 13.2:1 16:1
Bachelor's Degree or Higher 15.4% 35.4%
High School Diploma or Higher 82.9% 91.1%

Weather & Climate

Hillsboro sees average highs of 38.4°F in January and 88.7°F in July, with 42.1 inches of annual precipitation and 13.9 inches of snow per year.

MetricHillsboro, IL
Average High — January38.4°F
Average High — July88.7°F
Annual Precipitation42.1"
Annual Snowfall13.9"

Demographics

MetricHillsboro, ILNational Avg
Population5,673—
Median Age40.238.9
Unemployment Rate5.4%3.7%
Avg Commute Time27.5 min26 min
White (non-Hispanic)83.6%59.3%
Black or African American11.7%13.6%
Hispanic or Latino3.6%18.9%
Asian0.0%6.3%
Under 1817.3%22.2%
65 and over17.3%16.8%

Nearby Cities

ZIP Codes in Hillsboro

Hillsboro, IL is covered by 2 ZIP codes:

Hillsboro vs Other Cities

Frequently Asked Questions

Hillsboro's cost of living index is 90, where 100 is the national average. That makes Hillsboro roughly 10% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $106,900 and median rent is $676/month.
Hillsboro's violent crime rate is 208.9 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 574.5 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Hillsboro are operated by Hillsboro CUSD 3. The district has 1 elementary, 1 middle, and 1 high schools. The student-to-teacher ratio is 13.2:1. 15.4% of adults 25+ hold a bachelor's degree or higher.
Hillsboro, IL has a population of 5,673, a median household income of $48,302, and an unemployment rate of 5.4%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Hillsboro averages 38.4°F in January and 88.7°F in July. Annual rainfall is 42.1 inches with about 13.9 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Hillsboro, IL is covered by 2 ZIP codes: 62049, 62051.
The population of Hillsboro, Illinois is 5,673 with a median age of 40.2. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Hillsboro: cost of living index 90 (100 = US average), median home $106,900, median household income $48,302, crime index 44 (100 = US average, lower is safer), schools rated C+. Whether these are benefits or drawbacks depends on where you're coming from — compare Hillsboro side by side with your current city to see the trade-offs.