Median Income
$67,938
household / year
Median Home Value
$161,400
owner-occupied
Median Rent
$1,112
gross / month
Cost of Living
103
national avg = 100

Is Harvard, IL a Good Place to Live?

Harvard is a small town of 9,705 in Illinois, with a median household income of $67,938 and a 6.2% unemployment rate. Its cost of living index is 103 (US average = 100), which is 3% above the national average.

Strengths: Harvard stands out for below-average home prices, lower-than-average crime, solid school ratings (B).

Trade-offs: Potential downsides include an elevated unemployment rate. Whether Harvard is right for you depends on your priorities — the full breakdown is below.

All Harvard city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 102.6

Harvard's overall cost of living index is 102.6, where 100 represents the US national average. Living in Harvard costs roughly 3% more than the average American city.

Metric Harvard, IL National Avg
Median Home Value $161,400 $244,900
Median Monthly Rent $1,112 $1,163
Homeownership Rate 57.6% 65.9%
Median Household Income $67,938 $74,755

Crime & Safety

Very Safe

Harvard's violent crime rate is 139.4 per 100,000 residents — 63% lower than the national average of ~380 per 100,000.

Violent Crime
139.4 /100k
Property Crime
622.1 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Harvard is served primarily by Harvard CUSD 50. The student-to-teacher ratio is 10.8:1 (better than the national average of ~16:1).

Metric Harvard, IL National Avg
School District Harvard CUSD 50
Elementary Schools 2
Middle Schools 1
High Schools 1
Student/Teacher Ratio 10.8:1 16:1
Bachelor's Degree or Higher 15.8% 35.4%
High School Diploma or Higher 76.1% 91.1%

Weather & Climate

Harvard sees average highs of 29.2°F in January and 83.5°F in July, with 37.5 inches of annual precipitation and 31.9 inches of snow per year.

MetricHarvard, IL
Average High — January29.2°F
Average High — July83.5°F
Annual Precipitation37.5"
Annual Snowfall31.9"

Demographics

MetricHarvard, ILNational Avg
Population9,705
Median Age29.338.9
Unemployment Rate6.2%3.7%
Avg Commute Time28.4 min26 min
White (non-Hispanic)73.8%59.3%
Black or African American0.4%13.6%
Hispanic or Latino23.4%18.9%
Asian0.1%6.3%
Under 1834.8%22.2%
65 and over8.7%16.8%

Nearby Cities

ZIP Codes in Harvard

Harvard, IL is covered by 1 ZIP code:

Harvard vs Other Cities

Frequently Asked Questions

Harvard's cost of living index is 103, where 100 is the national average. That puts Harvard roughly 3% above the national average in cost. The median home price is $161,400 and median rent is $1,112/month.
Harvard's violent crime rate is 139.4 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 622.1 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Harvard are operated by Harvard CUSD 50. The district has 2 elementary, 1 middle, and 1 high schools. The student-to-teacher ratio is 10.8:1. 15.8% of adults 25+ hold a bachelor's degree or higher.
Harvard, IL has a population of 9,705, a median household income of $67,938, and an unemployment rate of 6.2%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Harvard averages 29.2°F in January and 83.5°F in July. Annual rainfall is 37.5 inches with about 31.9 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Harvard, IL is covered by 1 ZIP code: 60033.
The population of Harvard, Illinois is 9,705 with a median age of 29.3. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Harvard: cost of living index 103 (100 = US average), median home $161,400, median household income $67,938, crime index 34 (100 = US average, lower is safer), schools rated B. Whether these are benefits or drawbacks depends on where you're coming from — compare Harvard side by side with your current city to see the trade-offs.