Median Income
$38,937
household / year
Median Home Value
$83,100
owner-occupied
Median Rent
$654
gross / month
Cost of Living
89
national avg = 100

Is Harrisburg, IL a Good Place to Live?

Harrisburg is a small town of 8,380 in Illinois, with a median household income of $38,937 and a 7.7% unemployment rate. Its cost of living index is 89 (US average = 100), which is 11% below the national average.

Strengths: Harrisburg stands out for an affordable cost of living, below-average home prices, lower-than-average crime, solid school ratings (B-), short average commutes.

Trade-offs: Potential downsides include an elevated unemployment rate. Whether Harrisburg is right for you depends on your priorities — the full breakdown is below.

All Harrisburg city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 88.9

Harrisburg's overall cost of living index is 88.9, where 100 represents the US national average. Living in Harrisburg costs roughly 11% less than the average American city.

Metric Harrisburg, IL National Avg
Median Home Value $83,100 $244,900
Median Monthly Rent $654 $1,163
Homeownership Rate 62.0% 65.9%
Median Household Income $38,937 $74,755

Crime & Safety

Very Safe

Harrisburg's violent crime rate is 166.4 per 100,000 residents — 56% lower than the national average of ~380 per 100,000.

Violent Crime
166.4 /100k
Property Crime
524.8 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Harrisburg is served primarily by Harrisburg CUSD 3. The student-to-teacher ratio is 12.3:1 (better than the national average of ~16:1).

Metric Harrisburg, IL National Avg
School District Harrisburg CUSD 3 —
Elementary Schools 2 —
Middle Schools 1 —
High Schools 1 —
Student/Teacher Ratio 12.3:1 16:1
Bachelor's Degree or Higher 19.8% 35.4%
High School Diploma or Higher 85.0% 91.1%

Weather & Climate

Harrisburg sees average highs of 42.9°F in January and 89.1°F in July, with 47.6 inches of annual precipitation and 3.3 inches of snow per year.

MetricHarrisburg, IL
Average High — January42.9°F
Average High — July89.1°F
Annual Precipitation47.6"
Annual Snowfall3.3"

Demographics

MetricHarrisburg, ILNational Avg
Population8,380—
Median Age36.638.9
Unemployment Rate7.7%3.7%
Avg Commute Time18.2 min26 min
White (non-Hispanic)91.5%59.3%
Black or African American2.2%13.6%
Hispanic or Latino0.7%18.9%
Asian0.6%6.3%
Under 1823.3%22.2%
65 and over19.3%16.8%

Nearby Cities

ZIP Codes in Harrisburg

Harrisburg, IL is covered by 1 ZIP code:

Harrisburg vs Other Cities

Frequently Asked Questions

Harrisburg's cost of living index is 89, where 100 is the national average. That makes Harrisburg roughly 11% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $83,100 and median rent is $654/month.
Harrisburg's violent crime rate is 166.4 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 524.8 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Harrisburg are operated by Harrisburg CUSD 3. The district has 2 elementary, 1 middle, and 1 high schools. The student-to-teacher ratio is 12.3:1. 19.8% of adults 25+ hold a bachelor's degree or higher.
Harrisburg, IL has a population of 8,380, a median household income of $38,937, and an unemployment rate of 7.7%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Harrisburg averages 42.9°F in January and 89.1°F in July. Annual rainfall is 47.6 inches with about 3.3 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Harrisburg, IL is covered by 1 ZIP code: 62946.
The population of Harrisburg, Illinois is 8,380 with a median age of 36.6. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Harrisburg: cost of living index 89 (100 = US average), median home $83,100, median household income $38,937, crime index 36 (100 = US average, lower is safer), schools rated B-. Whether these are benefits or drawbacks depends on where you're coming from — compare Harrisburg side by side with your current city to see the trade-offs.