What are the schools like in Hardin, IL?

Hardin is served primarily by Calhoun CUSD 40. The district operates 1 elementary schools, several middle schools, and 1 high schools with a student-to-teacher ratio of 11.3:1.

What is the median household income in Hardin?

The median household income in Hardin, IL is $83,472 according to the most recent US Census American Community Survey 5-year estimates. The unemployment rate is 0.7%.

What is the weather like in Hardin, IL?

Hardin has an average high temperature of 37.7°F in January and 86.8°F in July. Annual precipitation averages 41.2 inches and annual snowfall averages 16.3 inches.

Hardin, IL Cost of Living, Crime & Is It a Good Place to Live? (2026)

Q: Is Hardin, IL affordable or expensive?

Hardin's cost of living index is 96, where 100 represents the national average. This means Hardin is 4% less expensive than the average US city. The median home value is $86,400 and the median rent is $343 per month.

Q: What is the crime rate in Hardin, IL?

Crime rate data for Hardin is not currently available from the FBI's reported data.

Is Hardin, IL a Good Place to Live?

Hardin is a small town of 774 in Illinois, with a median household income of $83,472 and a 0.7% unemployment rate. Its cost of living index is 96 (US average = 100), which is 4% below the national average.

Strengths: Hardin stands out for an affordable cost of living, below-average home prices, solid school ratings (B).

Trade-offs: Potential downsides include longer commutes. Whether Hardin is right for you depends on your priorities — the full breakdown is below.

All Hardin city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 96.3

Hardin's overall cost of living index is 96.3, where 100 represents the US national average. Living in Hardin costs roughly 4% less than the average American city.

Metric	Hardin, IL	National Avg
Median Home Value	$86,400	$244,900
Median Monthly Rent	$343	$1,163
Homeownership Rate	70.2%	65.9%
Median Household Income	$83,472	$74,755

Crime & Safety

Crime data for Hardin is not currently available from the FBI's Uniform Crime Reporting program. Not all local agencies report to the UCR each year.

Schools & Education

Hardin is served primarily by Calhoun CUSD 40. The student-to-teacher ratio is 11.3:1 (better than the national average of ~16:1).

Metric	Hardin, IL	National Avg
School District	Calhoun CUSD 40	—
Elementary Schools	1	—
Middle Schools	N/A	—
High Schools	1	—
Student/Teacher Ratio	11.3:1	16:1
Bachelor's Degree or Higher	18.5%	35.4%
High School Diploma or Higher	86.0%	91.1%

Weather & Climate

Hardin sees average highs of 37.7°F in January and 86.8°F in July, with 41.2 inches of annual precipitation and 16.3 inches of snow per year.

Metric	Hardin, IL
Average High — January	37.7°F
Average High — July	86.8°F
Annual Precipitation	41.2"
Annual Snowfall	16.3"

Demographics

Metric	Hardin, IL	National Avg
Population	774	—
Median Age	54.4	38.9
Unemployment Rate	0.7%	3.7%
Avg Commute Time	60.1 min	26 min
White (non-Hispanic)	98.2%	59.3%
Black or African American	1.6%	13.6%
Hispanic or Latino	0.0%	18.9%
Asian	0.0%	6.3%
Under 18	15.8%	22.2%
65 and over	30.1%	16.8%

Nearby Cities

Hamburg, IL 7 mi Fieldon, IL 7 mi Batchtown, IL 9 mi Elsberry, MO 9 mi Eldred, IL 10 mi

ZIP Codes in Hardin

Hardin, IL is covered by 1 ZIP code:

62047

Hardin vs Other Cities

Hardin, IL vs Hamburg, IL Hardin, IL vs Fieldon, IL Hardin, IL vs Batchtown, IL Hardin, IL vs Elsberry, MO Hardin, IL vs Eldred, IL

Frequently Asked Questions

Is Hardin, IL affordable or expensive?

Hardin's cost of living index is 96, where 100 is the national average. That makes Hardin roughly 4% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $86,400 and median rent is $343/month.

What is the crime rate in Hardin, IL?

Crime data for Hardin is not available in the current FBI UCR reporting year. Not all jurisdictions submit data annually.

What are the schools like in Hardin?

Public schools in Hardin are operated by Calhoun CUSD 40. The district has 1 elementary, several middle, and 1 high schools. The student-to-teacher ratio is 11.3:1. 18.5% of adults 25+ hold a bachelor's degree or higher.

Is Hardin, IL a good place to live?

Hardin, IL has a population of 774, a median household income of $83,472, and an unemployment rate of 0.7%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.

What is the weather like in Hardin?

Hardin averages 37.7°F in January and 86.8°F in July. Annual rainfall is 41.2 inches with about 16.3 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).

What ZIP codes are in Hardin?

Hardin, IL is covered by 1 ZIP code: 62047.

What is the population of Hardin?

The population of Hardin, Illinois is 774 with a median age of 54.4. Source: US Census ACS 5-Year Estimates.

What are the pros and cons of living in Hardin?

Key numbers for living in Hardin: cost of living index 96 (100 = US average), median home $86,400, median household income $83,472, schools rated B. Whether these are benefits or drawbacks depends on where you're coming from — compare Hardin side by side with your current city to see the trade-offs.