What are the schools like in Girard, IL?

Girard is served primarily by North Mac CUSD 34. The district operates 2 elementary schools, 1 middle schools, and 1 high schools with a student-to-teacher ratio of 13.4:1.

What is the median household income in Girard?

The median household income in Girard, IL is $43,750 according to the most recent US Census American Community Survey 5-year estimates. The unemployment rate is 10.8%.

What is the weather like in Girard, IL?

Girard has an average high temperature of 36.3°F in January and 86.9°F in July. Annual precipitation averages 40.1 inches and annual snowfall averages 16.1 inches.

Girard, IL Cost of Living, Crime & Is It a Good Place to Live? (2026)

Q: Is Girard, IL affordable or expensive?

Girard's cost of living index is 96, where 100 represents the national average. This means Girard is 4% less expensive than the average US city. The median home value is $96,200 and the median rent is $700 per month.

Q: What is the crime rate in Girard, IL?

Crime rate data for Girard is not currently available from the FBI's reported data.

Is Girard, IL a Good Place to Live?

Girard is a small town of 1,492 in Illinois, with a median household income of $43,750 and a 10.8% unemployment rate. Its cost of living index is 96 (US average = 100), which is 4% below the national average.

Strengths: Girard stands out for an affordable cost of living, below-average home prices.

Trade-offs: Potential downsides include an elevated unemployment rate. Whether Girard is right for you depends on your priorities — the full breakdown is below.

All Girard city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 96.3

Girard's overall cost of living index is 96.3, where 100 represents the US national average. Living in Girard costs roughly 4% less than the average American city.

Metric	Girard, IL	National Avg
Median Home Value	$96,200	$244,900
Median Monthly Rent	$700	$1,163
Homeownership Rate	60.2%	65.9%
Median Household Income	$43,750	$74,755

Crime & Safety

Crime data for Girard is not currently available from the FBI's Uniform Crime Reporting program. Not all local agencies report to the UCR each year.

Schools & Education

Girard is served primarily by North Mac CUSD 34. The student-to-teacher ratio is 13.4:1 (better than the national average of ~16:1).

Metric	Girard, IL	National Avg
School District	North Mac CUSD 34	—
Elementary Schools	2	—
Middle Schools	1	—
High Schools	1	—
Student/Teacher Ratio	13.4:1	16:1
Bachelor's Degree or Higher	9.3%	35.4%
High School Diploma or Higher	84.2%	91.1%

Weather & Climate

Girard sees average highs of 36.3°F in January and 86.9°F in July, with 40.1 inches of annual precipitation and 16.1 inches of snow per year.

Metric	Girard, IL
Average High — January	36.3°F
Average High — July	86.9°F
Annual Precipitation	40.1"
Annual Snowfall	16.1"

Demographics

Metric	Girard, IL	National Avg
Population	1,492	—
Median Age	39.8	38.9
Unemployment Rate	10.8%	3.7%
Avg Commute Time	28.8 min	26 min
White (non-Hispanic)	95.8%	59.3%
Black or African American	0.0%	13.6%
Hispanic or Latino	1.1%	18.9%
Asian	0.0%	6.3%
Under 18	18.6%	22.2%
65 and over	20.8%	16.8%

Nearby Cities

Nilwood, IL 4 mi Virden, IL 4 mi Thayer, IL 7 mi Standard City, IL 7 mi Farmersville, IL 7 mi

ZIP Codes in Girard

Girard, IL is covered by 1 ZIP code:

62640

Girard vs Other Cities

Girard, IL vs Nilwood, IL Girard, IL vs Virden, IL Girard, IL vs Thayer, IL Girard, IL vs Standard City, IL Girard, IL vs Farmersville, IL

Frequently Asked Questions

Is Girard, IL affordable or expensive?

Girard's cost of living index is 96, where 100 is the national average. That makes Girard roughly 4% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $96,200 and median rent is $700/month.

What is the crime rate in Girard, IL?

Crime data for Girard is not available in the current FBI UCR reporting year. Not all jurisdictions submit data annually.

What are the schools like in Girard?

Public schools in Girard are operated by North Mac CUSD 34. The district has 2 elementary, 1 middle, and 1 high schools. The student-to-teacher ratio is 13.4:1. 9.3% of adults 25+ hold a bachelor's degree or higher.

Is Girard, IL a good place to live?

Girard, IL has a population of 1,492, a median household income of $43,750, and an unemployment rate of 10.8%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.

What is the weather like in Girard?

Girard averages 36.3°F in January and 86.9°F in July. Annual rainfall is 40.1 inches with about 16.1 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).

What ZIP codes are in Girard?

Girard, IL is covered by 1 ZIP code: 62640.

What is the population of Girard?

The population of Girard, Illinois is 1,492 with a median age of 39.8. Source: US Census ACS 5-Year Estimates.

What are the pros and cons of living in Girard?

Key numbers for living in Girard: cost of living index 96 (100 = US average), median home $96,200, median household income $43,750, schools rated C+. Whether these are benefits or drawbacks depends on where you're coming from — compare Girard side by side with your current city to see the trade-offs.