What are the schools like in Germantown, IL?

Germantown is served primarily by Germantown SD 60. The district operates 1 elementary schools, several middle schools, and several high schools with a student-to-teacher ratio of 11.6:1.

What is the median household income in Germantown?

The median household income in Germantown, IL is $76,467 according to the most recent US Census American Community Survey 5-year estimates. The unemployment rate is 0.5%.

What is the weather like in Germantown, IL?

Germantown has an average high temperature of 39.1°F in January and 88.3°F in July. Annual precipitation averages 39.9 inches and annual snowfall averages 10.1 inches.

Germantown, IL Cost of Living, Crime & Is It a Good Place to Live? (2026)

Q: Is Germantown, IL affordable or expensive?

Germantown's cost of living index is 96, where 100 represents the national average. This means Germantown is 4% less expensive than the average US city. The median home value is $175,500 and the median rent is $643 per month.

Q: What is the crime rate in Germantown, IL?

Germantown has a violent crime rate of 21.3 incidents per 100,000 residents and a property crime rate of 119.8 per 100,000. The national average violent crime rate is approximately 380 per 100,000.

Is Germantown, IL a Good Place to Live?

Germantown is a small town of 1,199 in Illinois, with a median household income of $76,467 and a 0.5% unemployment rate. Its cost of living index is 96 (US average = 100), which is 4% below the national average.

Strengths: Germantown stands out for an affordable cost of living, below-average home prices, solid school ratings (A-).

Trade-offs: No major red flags stand out in the available data. Whether Germantown is right for you depends on your priorities — the full breakdown is below.

All Germantown city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 96.3

Germantown's overall cost of living index is 96.3, where 100 represents the US national average. Living in Germantown costs roughly 4% less than the average American city.

Metric	Germantown, IL	National Avg
Median Home Value	$175,500	$244,900
Median Monthly Rent	$643	$1,163
Homeownership Rate	88.8%	65.9%
Median Household Income	$76,467	$74,755

Crime & Safety

Very Safe

Germantown's violent crime rate is 21.3 per 100,000 residents — 94% lower than the national average of ~380 per 100,000.

Violent Crime

21.3 /100k

Property Crime

119.8 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Germantown is served primarily by Germantown SD 60. The student-to-teacher ratio is 11.6:1 (better than the national average of ~16:1).

Metric	Germantown, IL	National Avg
School District	Germantown SD 60	—
Elementary Schools	1	—
Middle Schools	N/A	—
High Schools	N/A	—
Student/Teacher Ratio	11.6:1	16:1
Bachelor's Degree or Higher	28.2%	35.4%
High School Diploma or Higher	93.3%	91.1%

Weather & Climate

Germantown sees average highs of 39.1°F in January and 88.3°F in July, with 39.9 inches of annual precipitation and 10.1 inches of snow per year.

Metric	Germantown, IL
Average High — January	39.1°F
Average High — July	88.3°F
Annual Precipitation	39.9"
Annual Snowfall	10.1"

Demographics

Metric	Germantown, IL	National Avg
Population	1,199	—
Median Age	44.6	38.9
Unemployment Rate	0.5%	3.7%
Avg Commute Time	27.8 min	26 min
White (non-Hispanic)	97.0%	59.3%
Black or African American	0.4%	13.6%
Hispanic or Latino	2.4%	18.9%
Asian	0.0%	6.3%
Under 18	24.5%	22.2%
65 and over	19.0%	16.8%

Nearby Cities

Breese, IL 4 mi Albers, IL 4 mi Bartelso, IL 4 mi Damiansville, IL 5 mi Aviston, IL 6 mi

ZIP Codes in Germantown

Germantown, IL is covered by 1 ZIP code:

62245

Germantown vs Other Cities

Germantown, IL vs Breese, IL Germantown, IL vs Albers, IL Germantown, IL vs Bartelso, IL Germantown, IL vs Damiansville, IL Germantown, IL vs Aviston, IL

Frequently Asked Questions

Is Germantown, IL affordable or expensive?

Germantown's cost of living index is 96, where 100 is the national average. That makes Germantown roughly 4% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $175,500 and median rent is $643/month.

What is the crime rate in Germantown, IL?

Germantown's violent crime rate is 21.3 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 119.8 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.

What are the schools like in Germantown?

Public schools in Germantown are operated by Germantown SD 60. The district has 1 elementary, several middle, and several high schools. The student-to-teacher ratio is 11.6:1. 28.2% of adults 25+ hold a bachelor's degree or higher.

Is Germantown, IL a good place to live?

Germantown, IL has a population of 1,199, a median household income of $76,467, and an unemployment rate of 0.5%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.

What is the weather like in Germantown?

Germantown averages 39.1°F in January and 88.3°F in July. Annual rainfall is 39.9 inches with about 10.1 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).

What ZIP codes are in Germantown?

Germantown, IL is covered by 1 ZIP code: 62245.

What is the population of Germantown?

The population of Germantown, Illinois is 1,199 with a median age of 44.6. Source: US Census ACS 5-Year Estimates.

What are the pros and cons of living in Germantown?

Key numbers for living in Germantown: cost of living index 96 (100 = US average), median home $175,500, median household income $76,467, crime index 6 (100 = US average, lower is safer), schools rated A-. Whether these are benefits or drawbacks depends on where you're coming from — compare Germantown side by side with your current city to see the trade-offs.