Median Income
$54,247
household / year
Median Home Value
$69,800
owner-occupied
Median Rent
$713
gross / month
Cost of Living
87
national avg = 100

Is Georgetown, IL a Good Place to Live?

Georgetown is a small town of 3,144 in Illinois, with a median household income of $54,247 and a 6.8% unemployment rate. Its cost of living index is 87 (US average = 100), which is 13% below the national average.

Strengths: Georgetown stands out for an affordable cost of living, below-average home prices, solid school ratings (B-).

Trade-offs: Potential downsides include an elevated unemployment rate. Whether Georgetown is right for you depends on your priorities — the full breakdown is below.

All Georgetown city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 86.8

Georgetown's overall cost of living index is 86.8, where 100 represents the US national average. Living in Georgetown costs roughly 13% less than the average American city.

Metric Georgetown, IL National Avg
Median Home Value $69,800 $244,900
Median Monthly Rent $713 $1,163
Homeownership Rate 73.7% 65.9%
Median Household Income $54,247 $74,755

Crime & Safety

Higher than Average

Georgetown's violent crime rate is 683.8 per 100,000 residents — 80% higher than the national average of ~380 per 100,000.

Violent Crime
683.8 /100k
Property Crime
2416.9 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Georgetown is served primarily by Georgetown-Ridge Farm CUD 4. The student-to-teacher ratio is 12.5:1 (better than the national average of ~16:1).

Metric Georgetown, IL National Avg
School District Georgetown-Ridge Farm CUD 4 —
Elementary Schools 1 —
Middle Schools 1 —
High Schools 1 —
Student/Teacher Ratio 12.5:1 16:1
Bachelor's Degree or Higher 14.1% 35.4%
High School Diploma or Higher 95.1% 91.1%

Weather & Climate

Georgetown sees average highs of 35.4°F in January and 85.6°F in July, with 41.8 inches of annual precipitation and 14.8 inches of snow per year.

MetricGeorgetown, IL
Average High — January35.4°F
Average High — July85.6°F
Annual Precipitation41.8"
Annual Snowfall14.8"

Demographics

MetricGeorgetown, ILNational Avg
Population3,144—
Median Age41.538.9
Unemployment Rate6.8%3.7%
Avg Commute Time27.7 min26 min
White (non-Hispanic)91.9%59.3%
Black or African American6.3%13.6%
Hispanic or Latino1.0%18.9%
Asian0.0%6.3%
Under 1819.3%22.2%
65 and over20.7%16.8%

Nearby Cities

ZIP Codes in Georgetown

Georgetown, IL is covered by 1 ZIP code:

Georgetown vs Other Cities

Frequently Asked Questions

Georgetown's cost of living index is 87, where 100 is the national average. That makes Georgetown roughly 13% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $69,800 and median rent is $713/month.
Georgetown's violent crime rate is 683.8 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 2416.9 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Georgetown are operated by Georgetown-Ridge Farm CUD 4. The district has 1 elementary, 1 middle, and 1 high schools. The student-to-teacher ratio is 12.5:1. 14.1% of adults 25+ hold a bachelor's degree or higher.
Georgetown, IL has a population of 3,144, a median household income of $54,247, and an unemployment rate of 6.8%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Georgetown averages 35.4°F in January and 85.6°F in July. Annual rainfall is 41.8 inches with about 14.8 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Georgetown, IL is covered by 1 ZIP code: 61846.
The population of Georgetown, Illinois is 3,144 with a median age of 41.5. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Georgetown: cost of living index 87 (100 = US average), median home $69,800, median household income $54,247, crime index 154 (100 = US average, lower is safer), schools rated B-. Whether these are benefits or drawbacks depends on where you're coming from — compare Georgetown side by side with your current city to see the trade-offs.