Georgetown is a small town of 3,144 in Illinois, with a median household income of $54,247
and a 6.8% unemployment rate.
Its cost of living index is 87 (US average = 100), which is
13% below the national average.
Strengths:
Georgetown stands out for an affordable cost of living, below-average home prices, solid school ratings (B-).
Trade-offs:
Potential downsides include an elevated unemployment rate. Whether Georgetown is right for you depends on your priorities — the full breakdown is below.
All Georgetown city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 86.8
Georgetown's overall cost of living index is 86.8,
where 100 represents the US national average.
Living in Georgetown costs roughly 13% less than the average American city.
Metric
Georgetown, IL
National Avg
Median Home Value
$69,800
$244,900
Median Monthly Rent
$713
$1,163
Homeownership Rate
73.7%
65.9%
Median Household Income
$54,247
$74,755
Crime & Safety
Higher than Average
Georgetown's violent crime rate is 683.8 per 100,000 residents
— 80% higher than the national average of ~380 per 100,000.
Violent Crime
683.8 /100k
Property Crime
2416.9 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Georgetown is served primarily by Georgetown-Ridge Farm CUD 4.
The student-to-teacher ratio is 12.5:1
(better than the national average of ~16:1).
Metric
Georgetown, IL
National Avg
School District
Georgetown-Ridge Farm CUD 4
—
Elementary Schools
1
—
Middle Schools
1
—
High Schools
1
—
Student/Teacher Ratio
12.5:1
16:1
Bachelor's Degree or Higher
14.1%
35.4%
High School Diploma or Higher
95.1%
91.1%
Weather & Climate
Georgetown sees average highs of 35.4°F in January
and 85.6°F in July,
with 41.8 inches of annual precipitation
and 14.8 inches of snow per year.
Georgetown's cost of living index is 87, where 100 is the national average.
That makes Georgetown roughly 13% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $69,800 and median rent is $713/month.
Georgetown's violent crime rate is 683.8 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 2416.9 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Georgetown are operated by Georgetown-Ridge Farm CUD 4.
The district has 1 elementary, 1 middle, and 1 high schools.
The student-to-teacher ratio is 12.5:1. 14.1% of adults 25+ hold a bachelor's degree or higher.
Georgetown, IL has a population of 3,144, a median household income of $54,247, and an unemployment rate of 6.8%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Georgetown averages 35.4°F in January and 85.6°F in July. Annual rainfall is 41.8 inches
with about 14.8 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
Georgetown, IL is covered by 1 ZIP code: 61846.
The population of Georgetown, Illinois is 3,144 with a median age of 41.5. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Georgetown: cost of living index 87 (100 = US average), median home $69,800, median household income $54,247, crime index 154 (100 = US average, lower is safer), schools rated B-. Whether these are benefits or drawbacks depends on where you're coming from — compare Georgetown side by side with your current city to see the trade-offs.