Flat Rock is a small town of 455 in Illinois, with a median household income of $52,625
and a 7.2% unemployment rate.
Its cost of living index is 89 (US average = 100), which is
11% below the national average.
Strengths:
Flat Rock stands out for an affordable cost of living, below-average home prices, short average commutes.
Trade-offs:
Potential downsides include an elevated unemployment rate. Whether Flat Rock is right for you depends on your priorities — the full breakdown is below.
All Flat Rock city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 89.2
Flat Rock's overall cost of living index is 89.2,
where 100 represents the US national average.
Living in Flat Rock costs roughly 11% less than the average American city.
Metric
Flat Rock, IL
National Avg
Median Home Value
$56,300
$244,900
Median Monthly Rent
$867
$1,163
Homeownership Rate
87.2%
65.9%
Median Household Income
$52,625
$74,755
Crime & Safety
Very Safe
Flat Rock's violent crime rate is 112.5 per 100,000 residents
— 70% lower than the national average of ~380 per 100,000.
Violent Crime
112.5 /100k
Property Crime
642.8 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Metric
Flat Rock, IL
National Avg
School District
N/A
—
Elementary Schools
N/A
—
Middle Schools
N/A
—
High Schools
N/A
—
Student/Teacher Ratio
N/A
16:1
Bachelor's Degree or Higher
13.5%
35.4%
High School Diploma or Higher
93.1%
91.1%
Weather & Climate
Flat Rock sees average highs of 38.4°F in January
and 86.5°F in July,
with 46.3 inches of annual precipitation
and 11.6 inches of snow per year.
Flat Rock's cost of living index is 89, where 100 is the national average.
That makes Flat Rock roughly 11% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $56,300 and median rent is $867/month.
Flat Rock's violent crime rate is 112.5 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 642.8 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
School district information is sourced from NCES Common Core of Data.
Flat Rock, IL has a population of 455, a median household income of $52,625, and an unemployment rate of 7.2%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Flat Rock averages 38.4°F in January and 86.5°F in July. Annual rainfall is 46.3 inches
with about 11.6 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
Flat Rock, IL is covered by 1 ZIP code: 62427.
The population of Flat Rock, Illinois is 455 with a median age of 34.1. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Flat Rock: cost of living index 89 (100 = US average), median home $56,300, median household income $52,625, crime index 30 (100 = US average, lower is safer). Whether these are benefits or drawbacks depends on where you're coming from — compare Flat Rock side by side with your current city to see the trade-offs.
