Is Findlay, IL a Good Place to Live?
Findlay is a small town of 697 in Illinois, with a median household income of $54,205 and a 5.1% unemployment rate. Its cost of living index is 91 (US average = 100), which is 9% below the national average.
Strengths: Findlay stands out for an affordable cost of living, below-average home prices, lower-than-average crime, solid school ratings (B), short average commutes.
Trade-offs: Potential downsides include an elevated unemployment rate. Whether Findlay is right for you depends on your priorities — the full breakdown is below.
All Findlay city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 90.7Findlay's overall cost of living index is 90.7, where 100 represents the US national average. Living in Findlay costs roughly 9% less than the average American city.
| Metric | Findlay, IL | National Avg |
|---|---|---|
| Median Home Value | $82,900 | $244,900 |
| Median Monthly Rent | $822 | $1,163 |
| Homeownership Rate | 77.6% | 65.9% |
| Median Household Income | $54,205 | $74,755 |
Crime & Safety
Very SafeFindlay's violent crime rate is 154.6 per 100,000 residents — 59% lower than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Findlay is served primarily by Okaw Valley CUSD 302. The student-to-teacher ratio is 10.6:1 (better than the national average of ~16:1).
| Metric | Findlay, IL | National Avg |
|---|---|---|
| School District | Okaw Valley CUSD 302 | — |
| Elementary Schools | 1 | — |
| Middle Schools | 1 | — |
| High Schools | 1 | — |
| Student/Teacher Ratio | 10.6:1 | 16:1 |
| Bachelor's Degree or Higher | 9.1% | 35.4% |
| High School Diploma or Higher | 96.9% | 91.1% |
Weather & Climate
Findlay sees average highs of 35.9°F in January and 86.0°F in July, with 42.5 inches of annual precipitation and 12.9 inches of snow per year.
| Metric | Findlay, IL |
|---|---|
| Average High — January | 35.9°F |
| Average High — July | 86.0°F |
| Annual Precipitation | 42.5" |
| Annual Snowfall | 12.9" |
Demographics
| Metric | Findlay, IL | National Avg |
|---|---|---|
| Population | 697 | — |
| Median Age | 38.9 | 38.9 |
| Unemployment Rate | 5.1% | 3.7% |
| Avg Commute Time | 22.6 min | 26 min |
| White (non-Hispanic) | 96.3% | 59.3% |
| Black or African American | 0.0% | 13.6% |
| Hispanic or Latino | 1.6% | 18.9% |
| Asian | 1.6% | 6.3% |
| Under 18 | 20.9% | 22.2% |
| 65 and over | 20.4% | 16.8% |
Nearby Cities
ZIP Codes in Findlay
Findlay, IL is covered by 1 ZIP code: