Median Income
$43,681
household / year
Median Home Value
$88,900
owner-occupied
Median Rent
$491
gross / month
Cost of Living
87
national avg = 100

Is Fairfield, IL a Good Place to Live?

Fairfield is a small town of 4,773 in Illinois, with a median household income of $43,681 and a 3.6% unemployment rate. Its cost of living index is 87 (US average = 100), which is 13% below the national average.

Strengths: Fairfield stands out for an affordable cost of living, below-average home prices, short average commutes.

Trade-offs: No major red flags stand out in the available data. Whether Fairfield is right for you depends on your priorities — the full breakdown is below.

All Fairfield city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 87.0

Fairfield's overall cost of living index is 87.0, where 100 represents the US national average. Living in Fairfield costs roughly 13% less than the average American city.

Metric Fairfield, IL National Avg
Median Home Value $88,900 $244,900
Median Monthly Rent $491 $1,163
Homeownership Rate 66.8% 65.9%
Median Household Income $43,681 $74,755

Crime & Safety

Near National Average

Fairfield's violent crime rate is 511.1 per 100,000 residents — 34% higher than the national average of ~380 per 100,000.

Violent Crime
511.1 /100k
Property Crime
2725.7 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Fairfield is served primarily by Fairfield PSD 112. The student-to-teacher ratio is 13.0:1 (better than the national average of ~16:1).

Metric Fairfield, IL National Avg
School District Fairfield PSD 112
Elementary Schools 1
Middle Schools 1
High Schools N/A
Student/Teacher Ratio 13.0:1 16:1
Bachelor's Degree or Higher 16.6% 35.4%
High School Diploma or Higher 91.3% 91.1%

Weather & Climate

Fairfield sees average highs of 41.1°F in January and 89.6°F in July, with 46.0 inches of annual precipitation and 11.9 inches of snow per year.

MetricFairfield, IL
Average High — January41.1°F
Average High — July89.6°F
Annual Precipitation46.0"
Annual Snowfall11.9"

Demographics

MetricFairfield, ILNational Avg
Population4,773
Median Age43.138.9
Unemployment Rate3.6%3.7%
Avg Commute Time17.8 min26 min
White (non-Hispanic)94.5%59.3%
Black or African American2.3%13.6%
Hispanic or Latino0.9%18.9%
Asian0.8%6.3%
Under 1819.2%22.2%
65 and over22.3%16.8%

Nearby Cities

ZIP Codes in Fairfield

Fairfield, IL is covered by 1 ZIP code:

Fairfield vs Other Cities

Frequently Asked Questions

Fairfield's cost of living index is 87, where 100 is the national average. That makes Fairfield roughly 13% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $88,900 and median rent is $491/month.
Fairfield's violent crime rate is 511.1 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 2725.7 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Fairfield are operated by Fairfield PSD 112. The district has 1 elementary, 1 middle, and several high schools. The student-to-teacher ratio is 13.0:1. 16.6% of adults 25+ hold a bachelor's degree or higher.
Fairfield, IL has a population of 4,773, a median household income of $43,681, and an unemployment rate of 3.6%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Fairfield averages 41.1°F in January and 89.6°F in July. Annual rainfall is 46.0 inches with about 11.9 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Fairfield, IL is covered by 1 ZIP code: 62837.
The population of Fairfield, Illinois is 4,773 with a median age of 43.1. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Fairfield: cost of living index 87 (100 = US average), median home $88,900, median household income $43,681, crime index 133 (100 = US average, lower is safer), schools rated C+. Whether these are benefits or drawbacks depends on where you're coming from — compare Fairfield side by side with your current city to see the trade-offs.