Median Income
$106,603
household / year
Median Home Value
$277,100
owner-occupied
Median Rent
$1,047
gross / month
Cost of Living
96
national avg = 100

Is Columbia, IL a Good Place to Live?

Columbia is a small city of 11,036 in Illinois, with a median household income of $106,603 and a 0.6% unemployment rate. Its cost of living index is 96 (US average = 100), which is 4% below the national average.

Strengths: Columbia stands out for an affordable cost of living, solid school ratings (A), a well-educated population, short average commutes.

Trade-offs: No major red flags stand out in the available data. Whether Columbia is right for you depends on your priorities — the full breakdown is below.

All Columbia city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 96.3

Columbia's overall cost of living index is 96.3, where 100 represents the US national average. Living in Columbia costs roughly 4% less than the average American city.

Metric Columbia, IL National Avg
Median Home Value $277,100 $244,900
Median Monthly Rent $1,047 $1,163
Homeownership Rate 81.7% 65.9%
Median Household Income $106,603 $74,755

Crime & Safety

Crime data for Columbia is not currently available from the FBI's Uniform Crime Reporting program. Not all local agencies report to the UCR each year.

Schools & Education

Columbia is served primarily by Columbia CUSD 4. The student-to-teacher ratio is 15.2:1 (better than the national average of ~16:1).

Metric Columbia, IL National Avg
School District Columbia CUSD 4 —
Elementary Schools 2 —
Middle Schools 1 —
High Schools 1 —
Student/Teacher Ratio 15.2:1 16:1
Bachelor's Degree or Higher 51.1% 35.4%
High School Diploma or Higher 97.8% 91.1%

Weather & Climate

Columbia sees average highs of 40.7°F in January and 88.5°F in July, with 45.1 inches of annual precipitation and 8.8 inches of snow per year.

MetricColumbia, IL
Average High — January40.7°F
Average High — July88.5°F
Annual Precipitation45.1"
Annual Snowfall8.8"

Demographics

MetricColumbia, ILNational Avg
Population11,036—
Median Age41.538.9
Unemployment Rate0.6%3.7%
Avg Commute Time25.4 min26 min
White (non-Hispanic)95.3%59.3%
Black or African American1.0%13.6%
Hispanic or Latino1.9%18.9%
Asian0.4%6.3%
Under 1825.1%22.2%
65 and over15.8%16.8%

Nearby Cities

ZIP Codes in Columbia

Columbia, IL is covered by 1 ZIP code:

Columbia vs Other Cities

Frequently Asked Questions

Columbia's cost of living index is 96, where 100 is the national average. That makes Columbia roughly 4% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $277,100 and median rent is $1,047/month.
Crime data for Columbia is not available in the current FBI UCR reporting year. Not all jurisdictions submit data annually.
Public schools in Columbia are operated by Columbia CUSD 4. The district has 2 elementary, 1 middle, and 1 high schools. The student-to-teacher ratio is 15.2:1. 51.1% of adults 25+ hold a bachelor's degree or higher.
Columbia, IL has a population of 11,036, a median household income of $106,603, and an unemployment rate of 0.6%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Columbia averages 40.7°F in January and 88.5°F in July. Annual rainfall is 45.1 inches with about 8.8 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Columbia, IL is covered by 1 ZIP code: 62236.
The population of Columbia, Illinois is 11,036 with a median age of 41.5. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Columbia: cost of living index 96 (100 = US average), median home $277,100, median household income $106,603, schools rated A. Whether these are benefits or drawbacks depends on where you're coming from — compare Columbia side by side with your current city to see the trade-offs.