Is Coal Valley, IL a Good Place to Live?
Coal Valley is a small town of 3,959 in Illinois, with a median household income of $97,917 and a 3.4% unemployment rate. Its cost of living index is 89 (US average = 100), which is 11% below the national average.
Strengths: Coal Valley stands out for an affordable cost of living, below-average home prices, lower-than-average crime, solid school ratings (B-), short average commutes.
Trade-offs: No major red flags stand out in the available data. Whether Coal Valley is right for you depends on your priorities — the full breakdown is below.
All Coal Valley city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 89.3Coal Valley's overall cost of living index is 89.3, where 100 represents the US national average. Living in Coal Valley costs roughly 11% less than the average American city.
| Metric | Coal Valley, IL | National Avg |
|---|---|---|
| Median Home Value | $199,300 | $244,900 |
| Median Monthly Rent | N/A | $1,163 |
| Homeownership Rate | 90.4% | 65.9% |
| Median Household Income | $97,917 | $74,755 |
Crime & Safety
Very SafeCoal Valley's violent crime rate is 26.3 per 100,000 residents — 93% lower than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Coal Valley is served primarily by Moline-Coal Valley CUSD 40. The student-to-teacher ratio is 16.1:1 (slightly above the national average of ~16:1).
| Metric | Coal Valley, IL | National Avg |
|---|---|---|
| School District | Moline-Coal Valley CUSD 40 | — |
| Elementary Schools | 10 | — |
| Middle Schools | 2 | — |
| High Schools | 1 | — |
| Student/Teacher Ratio | 16.1:1 | 16:1 |
| Bachelor's Degree or Higher | 30.9% | 35.4% |
| High School Diploma or Higher | 94.2% | 91.1% |
Weather & Climate
Coal Valley sees average highs of 31.8°F in January and 86.1°F in July, with 38.7 inches of annual precipitation and 36.1 inches of snow per year.
| Metric | Coal Valley, IL |
|---|---|
| Average High — January | 31.8°F |
| Average High — July | 86.1°F |
| Annual Precipitation | 38.7" |
| Annual Snowfall | 36.1" |
Demographics
| Metric | Coal Valley, IL | National Avg |
|---|---|---|
| Population | 3,959 | — |
| Median Age | 48.9 | 38.9 |
| Unemployment Rate | 3.4% | 3.7% |
| Avg Commute Time | 21.2 min | 26 min |
| White (non-Hispanic) | 94.3% | 59.3% |
| Black or African American | 0.3% | 13.6% |
| Hispanic or Latino | 4.6% | 18.9% |
| Asian | 0.6% | 6.3% |
| Under 18 | 22.8% | 22.2% |
| 65 and over | 22.5% | 16.8% |
Nearby Cities
ZIP Codes in Coal Valley
Coal Valley, IL is covered by 1 ZIP code: