Median Income
$54,028
household / year
Median Home Value
$81,700
owner-occupied
Median Rent
$496
gross / month
Cost of Living
87
national avg = 100

Is Clayton, IL a Good Place to Live?

Clayton is a small town of 564 in Illinois, with a median household income of $54,028 and a 1.1% unemployment rate. Its cost of living index is 87 (US average = 100), which is 13% below the national average.

Strengths: Clayton stands out for an affordable cost of living, below-average home prices.

Trade-offs: No major red flags stand out in the available data. Whether Clayton is right for you depends on your priorities — the full breakdown is below.

All Clayton city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 86.6

Clayton's overall cost of living index is 86.6, where 100 represents the US national average. Living in Clayton costs roughly 13% less than the average American city.

Metric Clayton, IL National Avg
Median Home Value $81,700 $244,900
Median Monthly Rent $496 $1,163
Homeownership Rate 71.6% 65.9%
Median Household Income $54,028 $74,755

Crime & Safety

Crime data for Clayton is not currently available from the FBI's Uniform Crime Reporting program. Not all local agencies report to the UCR each year.

Schools & Education

Metric Clayton, IL National Avg
School District N/A —
Elementary Schools N/A —
Middle Schools N/A —
High Schools N/A —
Student/Teacher Ratio N/A 16:1
Bachelor's Degree or Higher 5.7% 35.4%
High School Diploma or Higher 79.8% 91.1%

Weather & Climate

Clayton sees average highs of 33.8°F in January and 86.5°F in July, with 39.4 inches of annual precipitation and 13.5 inches of snow per year.

MetricClayton, IL
Average High — January33.8°F
Average High — July86.5°F
Annual Precipitation39.4"
Annual Snowfall13.5"

Demographics

MetricClayton, ILNational Avg
Population564—
Median Age49.338.9
Unemployment Rate1.1%3.7%
Avg Commute Time26.4 min26 min
White (non-Hispanic)96.3%59.3%
Black or African American3.0%13.6%
Hispanic or Latino0.2%18.9%
Asian0.0%6.3%
Under 1811.0%22.2%
65 and over25.9%16.8%

Nearby Cities

Mound Station, IL 5 mi Camp Point, IL 6 mi Golden, IL 6 mi La Prairie, IL 8 mi Columbus, IL 10 mi

ZIP Codes in Clayton

Clayton, IL is covered by 1 ZIP code:

62324

Clayton vs Other Cities

Clayton, IL vs Mound Station, IL Clayton, IL vs Camp Point, IL Clayton, IL vs Golden, IL Clayton, IL vs La Prairie, IL Clayton, IL vs Columbus, IL

Frequently Asked Questions

Clayton's cost of living index is 87, where 100 is the national average. That makes Clayton roughly 13% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $81,700 and median rent is $496/month.
Crime data for Clayton is not available in the current FBI UCR reporting year. Not all jurisdictions submit data annually.
School district information is sourced from NCES Common Core of Data.
Clayton, IL has a population of 564, a median household income of $54,028, and an unemployment rate of 1.1%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Clayton averages 33.8°F in January and 86.5°F in July. Annual rainfall is 39.4 inches with about 13.5 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Clayton, IL is covered by 1 ZIP code: 62324.
The population of Clayton, Illinois is 564 with a median age of 49.3. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Clayton: cost of living index 87 (100 = US average), median home $81,700, median household income $54,028. Whether these are benefits or drawbacks depends on where you're coming from — compare Clayton side by side with your current city to see the trade-offs.