Chapin is a small town of 567 in Illinois, with a median household income of $67,308
and a 3.8% unemployment rate.
Its cost of living index is 92 (US average = 100), which is
8% below the national average.
Strengths:
Chapin stands out for an affordable cost of living, below-average home prices.
Trade-offs:
No major red flags stand out in the available data. Whether Chapin is right for you depends on your priorities — the full breakdown is below.
All Chapin city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 91.7
Chapin's overall cost of living index is 91.7,
where 100 represents the US national average.
Living in Chapin costs roughly 8% less than the average American city.
Metric
Chapin, IL
National Avg
Median Home Value
$85,500
$244,900
Median Monthly Rent
$917
$1,163
Homeownership Rate
86.2%
65.9%
Median Household Income
$67,308
$74,755
Crime & Safety
Very Safe
Chapin's violent crime rate is 175.3 per 100,000 residents
— 54% lower than the national average of ~380 per 100,000.
Violent Crime
175.3 /100k
Property Crime
1111.2 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Metric
Chapin, IL
National Avg
School District
N/A
—
Elementary Schools
N/A
—
Middle Schools
N/A
—
High Schools
N/A
—
Student/Teacher Ratio
N/A
16:1
Bachelor's Degree or Higher
20.7%
35.4%
High School Diploma or Higher
94.3%
91.1%
Weather & Climate
Chapin sees average highs of 35.7°F in January
and 86.8°F in July,
with 40.4 inches of annual precipitation
and 16.2 inches of snow per year.
Chapin's cost of living index is 92, where 100 is the national average.
That makes Chapin roughly 8% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $85,500 and median rent is $917/month.
Chapin's violent crime rate is 175.3 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1111.2 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
School district information is sourced from NCES Common Core of Data.
Chapin, IL has a population of 567, a median household income of $67,308, and an unemployment rate of 3.8%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Chapin averages 35.7°F in January and 86.8°F in July. Annual rainfall is 40.4 inches
with about 16.2 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
Chapin, IL is covered by 1 ZIP code: 62628.
The population of Chapin, Illinois is 567 with a median age of 34.4. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Chapin: cost of living index 92 (100 = US average), median home $85,500, median household income $67,308, crime index 49 (100 = US average, lower is safer). Whether these are benefits or drawbacks depends on where you're coming from — compare Chapin side by side with your current city to see the trade-offs.
