Carlock is a small town of 585 in Illinois, with a median household income of $76,000
and a 2.7% unemployment rate.
Its cost of living index is 92 (US average = 100), which is
8% below the national average.
Strengths:
Carlock stands out for an affordable cost of living, below-average home prices, short average commutes.
Trade-offs:
No major red flags stand out in the available data. Whether Carlock is right for you depends on your priorities — the full breakdown is below.
All Carlock city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 92.0
Carlock's overall cost of living index is 92.0,
where 100 represents the US national average.
Living in Carlock costs roughly 8% less than the average American city.
Metric
Carlock, IL
National Avg
Median Home Value
$122,500
$244,900
Median Monthly Rent
$1,293
$1,163
Homeownership Rate
83.9%
65.9%
Median Household Income
$76,000
$74,755
Crime & Safety
Very Safe
Carlock's violent crime rate is 104.4 per 100,000 residents
— 73% lower than the national average of ~380 per 100,000.
Violent Crime
104.4 /100k
Property Crime
500.8 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Carlock is served primarily by McLean County USD 5.
The student-to-teacher ratio is 14.4:1
(better than the national average of ~16:1).
Metric
Carlock, IL
National Avg
School District
McLean County USD 5
—
Elementary Schools
16
—
Middle Schools
4
—
High Schools
5
—
Student/Teacher Ratio
14.4:1
16:1
Bachelor's Degree or Higher
16.9%
35.4%
High School Diploma or Higher
93.6%
91.1%
Weather & Climate
Carlock sees average highs of 33.2°F in January
and 85.5°F in July,
with 37.5 inches of annual precipitation
and 22.3 inches of snow per year.
Carlock's cost of living index is 92, where 100 is the national average.
That makes Carlock roughly 8% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $122,500 and median rent is $1,293/month.
Carlock's violent crime rate is 104.4 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 500.8 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Carlock are operated by McLean County USD 5.
The district has 16 elementary, 4 middle, and 5 high schools.
The student-to-teacher ratio is 14.4:1. 16.9% of adults 25+ hold a bachelor's degree or higher.
Carlock, IL has a population of 585, a median household income of $76,000, and an unemployment rate of 2.7%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Carlock averages 33.2°F in January and 85.5°F in July. Annual rainfall is 37.5 inches
with about 22.3 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
Carlock, IL is covered by 1 ZIP code: 61725.
The population of Carlock, Illinois is 585 with a median age of 33.3. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Carlock: cost of living index 92 (100 = US average), median home $122,500, median household income $76,000, crime index 26 (100 = US average, lower is safer), schools rated C. Whether these are benefits or drawbacks depends on where you're coming from — compare Carlock side by side with your current city to see the trade-offs.