Median Income
$73,119
household / year
Median Home Value
$190,700
owner-occupied
Median Rent
$959
gross / month
Cost of Living
92
national avg = 100

Is Bloomington, IL a Good Place to Live?

Bloomington is a mid-sized city of 78,788 in Illinois, with a median household income of $73,119 and a 3.3% unemployment rate. Its cost of living index is 92 (US average = 100), which is 8% below the national average.

Strengths: Bloomington stands out for an affordable cost of living, below-average home prices, solid school ratings (A), a well-educated population, short average commutes.

Trade-offs: No major red flags stand out in the available data. Whether Bloomington is right for you depends on your priorities — the full breakdown is below.

All Bloomington city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 92.0

Bloomington's overall cost of living index is 92.0, where 100 represents the US national average. Living in Bloomington costs roughly 8% less than the average American city.

Metric Bloomington, IL National Avg
Median Home Value $190,700 $244,900
Median Monthly Rent $959 $1,163
Homeownership Rate 61.1% 65.9%
Median Household Income $73,119 $74,755

Crime & Safety

Very Safe

Bloomington's violent crime rate is 104.4 per 100,000 residents — 73% lower than the national average of ~380 per 100,000.

Violent Crime
104.4 /100k
Property Crime
500.8 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Bloomington is served primarily by Bloomington SD 87. The student-to-teacher ratio is 13.3:1 (better than the national average of ~16:1).

Metric Bloomington, IL National Avg
School District Bloomington SD 87 —
Elementary Schools 6 —
Middle Schools 1 —
High Schools 1 —
Student/Teacher Ratio 13.3:1 16:1
Bachelor's Degree or Higher 47.0% 35.4%
High School Diploma or Higher 94.9% 91.1%

Weather & Climate

Bloomington sees average highs of 33.4°F in January and 86.0°F in July, with 38.5 inches of annual precipitation and 6.5 inches of snow per year.

MetricBloomington, IL
Average High — January33.4°F
Average High — July86.0°F
Annual Precipitation38.5"
Annual Snowfall6.5"

Demographics

MetricBloomington, ILNational Avg
Population78,788—
Median Age35.938.9
Unemployment Rate3.3%3.7%
Avg Commute Time16.3 min26 min
White (non-Hispanic)75.4%59.3%
Black or African American9.5%13.6%
Hispanic or Latino3.8%18.9%
Asian8.2%6.3%
Under 1822.1%22.2%
65 and over13.9%16.8%

Nearby Cities

ZIP Codes in Bloomington

Bloomington, IL is covered by 3 ZIP codes:

Bloomington vs Other Cities

Frequently Asked Questions

Bloomington's cost of living index is 92, where 100 is the national average. That makes Bloomington roughly 8% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $190,700 and median rent is $959/month.
Bloomington's violent crime rate is 104.4 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 500.8 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Bloomington are operated by Bloomington SD 87. The district has 6 elementary, 1 middle, and 1 high schools. The student-to-teacher ratio is 13.3:1. 47.0% of adults 25+ hold a bachelor's degree or higher.
Bloomington, IL has a population of 78,788, a median household income of $73,119, and an unemployment rate of 3.3%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Bloomington averages 33.4°F in January and 86.0°F in July. Annual rainfall is 38.5 inches with about 6.5 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Bloomington, IL is covered by 3 ZIP codes: 61704, 61701, 61705.
The population of Bloomington, Illinois is 78,788 with a median age of 35.9. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Bloomington: cost of living index 92 (100 = US average), median home $190,700, median household income $73,119, crime index 26 (100 = US average, lower is safer), schools rated A. Whether these are benefits or drawbacks depends on where you're coming from — compare Bloomington side by side with your current city to see the trade-offs.