Urbana is a small town of 1,565 in Iowa, with a median household income of $107,625
and a 2.4% unemployment rate.
Its cost of living index is 90 (US average = 100), which is
10% below the national average.
Strengths:
Urbana stands out for an affordable cost of living, below-average home prices, solid school ratings (B+).
Trade-offs:
No major red flags stand out in the available data. Whether Urbana is right for you depends on your priorities — the full breakdown is below.
All Urbana city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 90.0
Urbana's overall cost of living index is 90.0,
where 100 represents the US national average.
Living in Urbana costs roughly 10% less than the average American city.
Metric
Urbana, IA
National Avg
Median Home Value
$202,700
$244,900
Median Monthly Rent
$763
$1,163
Homeownership Rate
88.3%
65.9%
Median Household Income
$107,625
$74,755
Crime & Safety
Very Safe
Urbana's violent crime rate is 183.3 per 100,000 residents
— 52% lower than the national average of ~380 per 100,000.
Violent Crime
183.3 /100k
Property Crime
464.0 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Urbana is served primarily by Center Point-Urbana Comm School District.
The student-to-teacher ratio is 13.9:1
(better than the national average of ~16:1).
Metric
Urbana, IA
National Avg
School District
Center Point-Urbana Comm School District
—
Elementary Schools
2
—
Middle Schools
1
—
High Schools
1
—
Student/Teacher Ratio
13.9:1
16:1
Bachelor's Degree or Higher
27.2%
35.4%
High School Diploma or Higher
97.0%
91.1%
Weather & Climate
Urbana sees average highs of 25.6°F in January
and 81.4°F in July,
with 37.9 inches of annual precipitation
and 33.6 inches of snow per year.
Urbana's cost of living index is 90, where 100 is the national average.
That makes Urbana roughly 10% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $202,700 and median rent is $763/month.
Urbana's violent crime rate is 183.3 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 464.0 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Urbana are operated by Center Point-Urbana Comm School District.
The district has 2 elementary, 1 middle, and 1 high schools.
The student-to-teacher ratio is 13.9:1. 27.2% of adults 25+ hold a bachelor's degree or higher.
Urbana, IA has a population of 1,565, a median household income of $107,625, and an unemployment rate of 2.4%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Urbana averages 25.6°F in January and 81.4°F in July. Annual rainfall is 37.9 inches
with about 33.6 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
Urbana, IA is covered by 1 ZIP code: 52345.
The population of Urbana, Iowa is 1,565 with a median age of 32.2. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Urbana: cost of living index 90 (100 = US average), median home $202,700, median household income $107,625, crime index 38 (100 = US average, lower is safer), schools rated B+. Whether these are benefits or drawbacks depends on where you're coming from — compare Urbana side by side with your current city to see the trade-offs.
