Median Income
$80,053
household / year
Median Home Value
$189,300
owner-occupied
Median Rent
$928
gross / month
Cost of Living
90
national avg = 100

Is Center Point, IA a Good Place to Live?

Center Point is a small town of 2,573 in Iowa, with a median household income of $80,053 and a 3.1% unemployment rate. Its cost of living index is 90 (US average = 100), which is 10% below the national average.

Strengths: Center Point stands out for an affordable cost of living, below-average home prices, solid school ratings (B+), short average commutes.

Trade-offs: No major red flags stand out in the available data. Whether Center Point is right for you depends on your priorities — the full breakdown is below.

All Center Point city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 90.0

Center Point's overall cost of living index is 90.0, where 100 represents the US national average. Living in Center Point costs roughly 10% less than the average American city.

Metric Center Point, IA National Avg
Median Home Value $189,300 $244,900
Median Monthly Rent $928 $1,163
Homeownership Rate 77.9% 65.9%
Median Household Income $80,053 $74,755

Crime & Safety

Safer than Average

Center Point's violent crime rate is 206.4 per 100,000 residents — 46% lower than the national average of ~380 per 100,000.

Violent Crime
206.4 /100k
Property Crime
1812.9 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Center Point is served primarily by Center Point-Urbana Comm School District. The student-to-teacher ratio is 13.9:1 (better than the national average of ~16:1).

Metric Center Point, IA National Avg
School District Center Point-Urbana Comm School District
Elementary Schools 2
Middle Schools 1
High Schools 1
Student/Teacher Ratio 13.9:1 16:1
Bachelor's Degree or Higher 32.1% 35.4%
High School Diploma or Higher 95.1% 91.1%

Weather & Climate

Center Point sees average highs of 25.6°F in January and 81.4°F in July, with 38.9 inches of annual precipitation and 33.6 inches of snow per year.

MetricCenter Point, IA
Average High — January25.6°F
Average High — July81.4°F
Annual Precipitation38.9"
Annual Snowfall33.6"

Demographics

MetricCenter Point, IANational Avg
Population2,573
Median Age35.038.9
Unemployment Rate3.1%3.7%
Avg Commute Time25.8 min26 min
White (non-Hispanic)98.3%59.3%
Black or African American0.4%13.6%
Hispanic or Latino0.2%18.9%
Asian0.6%6.3%
Under 1825.2%22.2%
65 and over15.2%16.8%

Nearby Cities

ZIP Codes in Center Point

Center Point, IA is covered by 1 ZIP code:

Center Point vs Other Cities

Frequently Asked Questions

Center Point's cost of living index is 90, where 100 is the national average. That makes Center Point roughly 10% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $189,300 and median rent is $928/month.
Center Point's violent crime rate is 206.4 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1812.9 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Center Point are operated by Center Point-Urbana Comm School District. The district has 2 elementary, 1 middle, and 1 high schools. The student-to-teacher ratio is 13.9:1. 32.1% of adults 25+ hold a bachelor's degree or higher.
Center Point, IA has a population of 2,573, a median household income of $80,053, and an unemployment rate of 3.1%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Center Point averages 25.6°F in January and 81.4°F in July. Annual rainfall is 38.9 inches with about 33.6 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Center Point, IA is covered by 1 ZIP code: 52213.
The population of Center Point, Iowa is 2,573 with a median age of 35.0. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Center Point: cost of living index 90 (100 = US average), median home $189,300, median household income $80,053, crime index 67 (100 = US average, lower is safer), schools rated B+. Whether these are benefits or drawbacks depends on where you're coming from — compare Center Point side by side with your current city to see the trade-offs.