Very AffordableVery SafeGraettinger-Terril Comm School District
Median Income
$34,808
household / year
Median Home Value
$90,000
owner-occupied
Median Rent
$925
gross / month
Cost of Living
89
national avg = 100
Is Terril, IA a Good Place to Live?
Terril is a small town of 302 in Iowa, with a median household income of $34,808
and a 0.5% unemployment rate.
Its cost of living index is 89 (US average = 100), which is
11% below the national average.
Strengths:
Terril stands out for an affordable cost of living, below-average home prices, solid school ratings (A-).
Trade-offs:
No major red flags stand out in the available data. Whether Terril is right for you depends on your priorities — the full breakdown is below.
All Terril city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 89.1
Terril's overall cost of living index is 89.1,
where 100 represents the US national average.
Living in Terril costs roughly 11% less than the average American city.
Metric
Terril, IA
National Avg
Median Home Value
$90,000
$244,900
Median Monthly Rent
$925
$1,163
Homeownership Rate
79.5%
65.9%
Median Household Income
$34,808
$74,755
Crime & Safety
Very Safe
Terril's violent crime rate is 110.1 per 100,000 residents
— 71% lower than the national average of ~380 per 100,000.
Violent Crime
110.1 /100k
Property Crime
446.2 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Terril is served primarily by Graettinger-Terril Comm School District.
The student-to-teacher ratio is 9.2:1
(better than the national average of ~16:1).
Metric
Terril, IA
National Avg
School District
Graettinger-Terril Comm School District
—
Elementary Schools
1
—
Middle Schools
1
—
High Schools
1
—
Student/Teacher Ratio
9.2:1
16:1
Bachelor's Degree or Higher
20.9%
35.4%
High School Diploma or Higher
96.5%
91.1%
Weather & Climate
Terril sees average highs of 24.0°F in January
and 82.8°F in July,
with 29.1 inches of annual precipitation
and 41.5 inches of snow per year.
Terril's cost of living index is 89, where 100 is the national average.
That makes Terril roughly 11% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $90,000 and median rent is $925/month.
Terril's violent crime rate is 110.1 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 446.2 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Terril are operated by Graettinger-Terril Comm School District.
The district has 1 elementary, 1 middle, and 1 high schools.
The student-to-teacher ratio is 9.2:1. 20.9% of adults 25+ hold a bachelor's degree or higher.
Terril, IA has a population of 302, a median household income of $34,808, and an unemployment rate of 0.5%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Terril averages 24.0°F in January and 82.8°F in July. Annual rainfall is 29.1 inches
with about 41.5 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
Terril, IA is covered by 1 ZIP code: 51364.
The population of Terril, Iowa is 302 with a median age of 44.7. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Terril: cost of living index 89 (100 = US average), median home $90,000, median household income $34,808, crime index 26 (100 = US average, lower is safer), schools rated A-. Whether these are benefits or drawbacks depends on where you're coming from — compare Terril side by side with your current city to see the trade-offs.