Okoboji is a small town of 784 in Iowa, with a median household income of $56,845
and a 2.1% unemployment rate.
Its cost of living index is 95 (US average = 100), which is
5% below the national average.
Strengths:
Okoboji stands out for an affordable cost of living, a well-educated population, short average commutes.
Trade-offs:
No major red flags stand out in the available data. Whether Okoboji is right for you depends on your priorities — the full breakdown is below.
All Okoboji city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 94.7
Okoboji's overall cost of living index is 94.7,
where 100 represents the US national average.
Living in Okoboji costs roughly 5% less than the average American city.
Metric
Okoboji, IA
National Avg
Median Home Value
$285,000
$244,900
Median Monthly Rent
$910
$1,163
Homeownership Rate
70.0%
65.9%
Median Household Income
$56,845
$74,755
Crime & Safety
Very Safe
Okoboji's violent crime rate is 110.1 per 100,000 residents
— 71% lower than the national average of ~380 per 100,000.
Violent Crime
110.1 /100k
Property Crime
446.2 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Metric
Okoboji, IA
National Avg
School District
N/A
—
Elementary Schools
N/A
—
Middle Schools
N/A
—
High Schools
N/A
—
Student/Teacher Ratio
N/A
16:1
Bachelor's Degree or Higher
40.8%
35.4%
High School Diploma or Higher
99.0%
91.1%
Weather & Climate
Okoboji sees average highs of 24.0°F in January
and 82.8°F in July,
with 29.1 inches of annual precipitation
and 41.5 inches of snow per year.
Okoboji's cost of living index is 95, where 100 is the national average.
That makes Okoboji roughly 5% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $285,000 and median rent is $910/month.
Okoboji's violent crime rate is 110.1 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 446.2 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
School district information is sourced from NCES Common Core of Data.
Okoboji, IA has a population of 784, a median household income of $56,845, and an unemployment rate of 2.1%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Okoboji averages 24.0°F in January and 82.8°F in July. Annual rainfall is 29.1 inches
with about 41.5 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
Okoboji, IA is covered by 1 ZIP code: 51355.
The population of Okoboji, Iowa is 784 with a median age of 57.0. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Okoboji: cost of living index 95 (100 = US average), median home $285,000, median household income $56,845, crime index 26 (100 = US average, lower is safer). Whether these are benefits or drawbacks depends on where you're coming from — compare Okoboji side by side with your current city to see the trade-offs.
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