Median Income
$74,000
household / year
Median Home Value
$133,200
owner-occupied
Median Rent
$775
gross / month
Cost of Living
90
national avg = 100

Is Earlville, IA a Good Place to Live?

Earlville is a small town of 871 in Iowa, with a median household income of $74,000 and a 1.9% unemployment rate. Its cost of living index is 90 (US average = 100), which is 10% below the national average.

Strengths: Earlville stands out for an affordable cost of living, below-average home prices, solid school ratings (B), short average commutes.

Trade-offs: No major red flags stand out in the available data. Whether Earlville is right for you depends on your priorities — the full breakdown is below.

All Earlville city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 89.7

Earlville's overall cost of living index is 89.7, where 100 represents the US national average. Living in Earlville costs roughly 10% less than the average American city.

Metric Earlville, IA National Avg
Median Home Value $133,200 $244,900
Median Monthly Rent $775 $1,163
Homeownership Rate 83.5% 65.9%
Median Household Income $74,000 $74,755

Crime & Safety

Very Safe

Earlville's violent crime rate is 194.0 per 100,000 residents — 49% lower than the national average of ~380 per 100,000.

Violent Crime
194.0 /100k
Property Crime
458.5 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Earlville is served primarily by Maquoketa Valley Comm School District. The student-to-teacher ratio is 12.7:1 (better than the national average of ~16:1).

Metric Earlville, IA National Avg
School District Maquoketa Valley Comm School District
Elementary Schools 3
Middle Schools 1
High Schools 1
Student/Teacher Ratio 12.7:1 16:1
Bachelor's Degree or Higher 11.9% 35.4%
High School Diploma or Higher 91.9% 91.1%

Weather & Climate

Earlville sees average highs of 26.1°F in January and 82.1°F in July, with 38.6 inches of annual precipitation and 34.7 inches of snow per year.

MetricEarlville, IA
Average High — January26.1°F
Average High — July82.1°F
Annual Precipitation38.6"
Annual Snowfall34.7"

Demographics

MetricEarlville, IANational Avg
Population871
Median Age43.038.9
Unemployment Rate1.9%3.7%
Avg Commute Time24.8 min26 min
White (non-Hispanic)96.3%59.3%
Black or African American0.0%13.6%
Hispanic or Latino3.4%18.9%
Asian0.0%6.3%
Under 1827.3%22.2%
65 and over21.4%16.8%

Nearby Cities

ZIP Codes in Earlville

Earlville, IA is covered by 1 ZIP code:

Earlville vs Other Cities

Frequently Asked Questions

Earlville's cost of living index is 90, where 100 is the national average. That makes Earlville roughly 10% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $133,200 and median rent is $775/month.
Earlville's violent crime rate is 194.0 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 458.5 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Earlville are operated by Maquoketa Valley Comm School District. The district has 3 elementary, 1 middle, and 1 high schools. The student-to-teacher ratio is 12.7:1. 11.9% of adults 25+ hold a bachelor's degree or higher.
Earlville, IA has a population of 871, a median household income of $74,000, and an unemployment rate of 1.9%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Earlville averages 26.1°F in January and 82.1°F in July. Annual rainfall is 38.6 inches with about 34.7 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Earlville, IA is covered by 1 ZIP code: 52041.
The population of Earlville, Iowa is 871 with a median age of 43.0. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Earlville: cost of living index 90 (100 = US average), median home $133,200, median household income $74,000, crime index 39 (100 = US average, lower is safer), schools rated B. Whether these are benefits or drawbacks depends on where you're coming from — compare Earlville side by side with your current city to see the trade-offs.