Median Income
$50,250
household / year
Median Home Value
$45,000
owner-occupied
Median Rent
$738
gross / month
Cost of Living
84
national avg = 100

Is Cincinnati, IA a Good Place to Live?

Cincinnati is a small town of 226 in Iowa, with a median household income of $50,250 and a 8.1% unemployment rate. Its cost of living index is 84 (US average = 100), which is 16% below the national average.

Strengths: Cincinnati stands out for an affordable cost of living, below-average home prices, short average commutes.

Trade-offs: Potential downsides include an elevated unemployment rate. Whether Cincinnati is right for you depends on your priorities — the full breakdown is below.

All Cincinnati city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 83.9

Cincinnati's overall cost of living index is 83.9, where 100 represents the US national average. Living in Cincinnati costs roughly 16% less than the average American city.

Metric Cincinnati, IA National Avg
Median Home Value $45,000 $244,900
Median Monthly Rent $738 $1,163
Homeownership Rate 85.6% 65.9%
Median Household Income $50,250 $74,755

Crime & Safety

Very Safe

Cincinnati's violent crime rate is 233.4 per 100,000 residents — 39% lower than the national average of ~380 per 100,000.

Violent Crime
233.4 /100k
Property Crime
885.2 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Metric Cincinnati, IA National Avg
School District N/A
Elementary Schools N/A
Middle Schools N/A
High Schools N/A
Student/Teacher Ratio N/A 16:1
Bachelor's Degree or Higher 15.2% 35.4%
High School Diploma or Higher 83.2% 91.1%

Weather & Climate

Cincinnati sees average highs of 32.7°F in January and 85.8°F in July, with 36.0 inches of annual precipitation and 21.5 inches of snow per year.

MetricCincinnati, IA
Average High — January32.7°F
Average High — July85.8°F
Annual Precipitation36.0"
Annual Snowfall21.5"

Demographics

MetricCincinnati, IANational Avg
Population226
Median Age53.338.9
Unemployment Rate8.1%3.7%
Avg Commute Time22.4 min26 min
White (non-Hispanic)99.1%59.3%
Black or African American0.0%13.6%
Hispanic or Latino0.9%18.9%
Asian0.0%6.3%
Under 1816.4%22.2%
65 and over24.8%16.8%

Nearby Cities

ZIP Codes in Cincinnati

Cincinnati, IA is covered by 1 ZIP code:

Cincinnati vs Other Cities

Frequently Asked Questions

Cincinnati's cost of living index is 84, where 100 is the national average. That makes Cincinnati roughly 16% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $45,000 and median rent is $738/month.
Cincinnati's violent crime rate is 233.4 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 885.2 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
School district information is sourced from NCES Common Core of Data.
Cincinnati, IA has a population of 226, a median household income of $50,250, and an unemployment rate of 8.1%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Cincinnati averages 32.7°F in January and 85.8°F in July. Annual rainfall is 36.0 inches with about 21.5 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Cincinnati, IA is covered by 1 ZIP code: 52549.
The population of Cincinnati, Iowa is 226 with a median age of 53.3. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Cincinnati: cost of living index 84 (100 = US average), median home $45,000, median household income $50,250, crime index 54 (100 = US average, lower is safer). Whether these are benefits or drawbacks depends on where you're coming from — compare Cincinnati side by side with your current city to see the trade-offs.