Median Income
$46,250
household / year
Median Home Value
$60,000
owner-occupied
Median Rent
$843
gross / month
Cost of Living
86
national avg = 100

Is Mystic, IA a Good Place to Live?

Mystic is a small town of 335 in Iowa, with a median household income of $46,250 and a 6.8% unemployment rate. Its cost of living index is 86 (US average = 100), which is 14% below the national average.

Strengths: Mystic stands out for an affordable cost of living, below-average home prices, short average commutes.

Trade-offs: Potential downsides include an elevated unemployment rate. Whether Mystic is right for you depends on your priorities — the full breakdown is below.

All Mystic city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 86.4

Mystic's overall cost of living index is 86.4, where 100 represents the US national average. Living in Mystic costs roughly 14% less than the average American city.

Metric Mystic, IA National Avg
Median Home Value $60,000 $244,900
Median Monthly Rent $843 $1,163
Homeownership Rate 81.3% 65.9%
Median Household Income $46,250 $74,755

Crime & Safety

Very Safe

Mystic's violent crime rate is 233.4 per 100,000 residents — 39% lower than the national average of ~380 per 100,000.

Violent Crime
233.4 /100k
Property Crime
885.2 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Metric Mystic, IA National Avg
School District N/A
Elementary Schools N/A
Middle Schools N/A
High Schools N/A
Student/Teacher Ratio N/A 16:1
Bachelor's Degree or Higher 2.4% 35.4%
High School Diploma or Higher 89.9% 91.1%

Weather & Climate

Mystic sees average highs of 31.3°F in January and 85.0°F in July, with 38.6 inches of annual precipitation and 21.5 inches of snow per year.

MetricMystic, IA
Average High — January31.3°F
Average High — July85.0°F
Annual Precipitation38.6"
Annual Snowfall21.5"

Demographics

MetricMystic, IANational Avg
Population335
Median Age37.138.9
Unemployment Rate6.8%3.7%
Avg Commute Time22.7 min26 min
White (non-Hispanic)84.5%59.3%
Black or African American0.0%13.6%
Hispanic or Latino0.6%18.9%
Asian0.0%6.3%
Under 1830.7%22.2%
65 and over15.8%16.8%

Nearby Cities

ZIP Codes in Mystic

Mystic, IA is covered by 1 ZIP code:

Mystic vs Other Cities

Frequently Asked Questions

Mystic's cost of living index is 86, where 100 is the national average. That makes Mystic roughly 14% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $60,000 and median rent is $843/month.
Mystic's violent crime rate is 233.4 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 885.2 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
School district information is sourced from NCES Common Core of Data.
Mystic, IA has a population of 335, a median household income of $46,250, and an unemployment rate of 6.8%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Mystic averages 31.3°F in January and 85.0°F in July. Annual rainfall is 38.6 inches with about 21.5 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Mystic, IA is covered by 1 ZIP code: 52574.
The population of Mystic, Iowa is 335 with a median age of 37.1. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Mystic: cost of living index 86 (100 = US average), median home $60,000, median household income $46,250, crime index 54 (100 = US average, lower is safer). Whether these are benefits or drawbacks depends on where you're coming from — compare Mystic side by side with your current city to see the trade-offs.