Morganton is a small town of 288 in Georgia, with a median household income of $40,417
and a 4.6% unemployment rate.
Its cost of living index is 92 (US average = 100), which is
8% below the national average.
Strengths:
Morganton stands out for an affordable cost of living, below-average home prices, solid school ratings (B), short average commutes.
Trade-offs:
No major red flags stand out in the available data. Whether Morganton is right for you depends on your priorities — the full breakdown is below.
All Morganton city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 91.9
Morganton's overall cost of living index is 91.9,
where 100 represents the US national average.
Living in Morganton costs roughly 8% less than the average American city.
Metric
Morganton, GA
National Avg
Median Home Value
$211,800
$244,900
Median Monthly Rent
$556
$1,163
Homeownership Rate
71.2%
65.9%
Median Household Income
$40,417
$74,755
Crime & Safety
Very Safe
Morganton's violent crime rate is 160.4 per 100,000 residents
— 58% lower than the national average of ~380 per 100,000.
Violent Crime
160.4 /100k
Property Crime
824.8 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Morganton is served primarily by Fannin County.
The student-to-teacher ratio is 13.2:1
(better than the national average of ~16:1).
Metric
Morganton, GA
National Avg
School District
Fannin County
—
Elementary Schools
3
—
Middle Schools
1
—
High Schools
1
—
Student/Teacher Ratio
13.2:1
16:1
Bachelor's Degree or Higher
9.0%
35.4%
High School Diploma or Higher
87.2%
91.1%
Weather & Climate
Morganton sees average highs of 49.4°F in January
and 84.8°F in July,
with 62.2 inches of annual precipitation
and 3.1 inches of snow per year.
Morganton's cost of living index is 92, where 100 is the national average.
That makes Morganton roughly 8% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $211,800 and median rent is $556/month.
Morganton's violent crime rate is 160.4 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 824.8 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Morganton are operated by Fannin County.
The district has 3 elementary, 1 middle, and 1 high schools.
The student-to-teacher ratio is 13.2:1. 9.0% of adults 25+ hold a bachelor's degree or higher.
Morganton, GA has a population of 288, a median household income of $40,417, and an unemployment rate of 4.6%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Morganton averages 49.4°F in January and 84.8°F in July. Annual rainfall is 62.2 inches
with about 3.1 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
Morganton, GA is covered by 1 ZIP code: 30560.
The population of Morganton, Georgia is 288 with a median age of 42.2. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Morganton: cost of living index 92 (100 = US average), median home $211,800, median household income $40,417, crime index 41 (100 = US average, lower is safer), schools rated B. Whether these are benefits or drawbacks depends on where you're coming from — compare Morganton side by side with your current city to see the trade-offs.
