McCaysville City Hall - panoramio · Thomson M / CC BY 3.0Georgia Route 5 in McCaysville · Thomson200 / CC0Georgia-Tennessee Line, McCaysville-Copperhill · Thomson200 / CC0
McCaysville is a small town of 1,639 in Georgia, with a median household income of $43,553
and a 0.4% unemployment rate.
Its cost of living index is 92 (US average = 100), which is
8% below the national average.
Strengths:
McCaysville stands out for an affordable cost of living, below-average home prices, short average commutes.
Trade-offs:
No major red flags stand out in the available data. Whether McCaysville is right for you depends on your priorities — the full breakdown is below.
All McCaysville city data on this page comes from official government sources —
the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 91.9
McCaysville's overall cost of living index is 91.9,
where 100 represents the US national average.
Living in McCaysville costs roughly 8% less than the average American city.
Metric
McCaysville, GA
National Avg
Median Home Value
$135,500
$244,900
Median Monthly Rent
$738
$1,163
Homeownership Rate
60.5%
65.9%
Median Household Income
$43,553
$74,755
Crime & Safety
Very Safe
McCaysville's violent crime rate is 160.4 per 100,000 residents
— 58% lower than the national average of ~380 per 100,000.
Violent Crime
160.4 /100k
Property Crime
824.8 /100k
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Metric
McCaysville, GA
National Avg
School District
N/A
—
Elementary Schools
N/A
—
Middle Schools
N/A
—
High Schools
N/A
—
Student/Teacher Ratio
N/A
16:1
Bachelor's Degree or Higher
1.9%
35.4%
High School Diploma or Higher
79.5%
91.1%
Weather & Climate
McCaysville sees average highs of 49.8°F in January
and 86.6°F in July,
with 63.2 inches of annual precipitation
and 2.9 inches of snow per year.
McCaysville's cost of living index is 92, where 100 is the national average.
That makes McCaysville roughly 8% less expensive than a typical US city — a meaningful affordability advantage.
The median home price is $135,500 and median rent is $738/month.
McCaysville's violent crime rate is 160.4 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 824.8 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
School district information is sourced from NCES Common Core of Data.
McCaysville, GA has a population of 1,639, a median household income of $43,553, and an unemployment rate of 0.4%.
It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
McCaysville averages 49.8°F in January and 86.6°F in July. Annual rainfall is 63.2 inches
with about 2.9 inches of snow per year.
Based on NOAA 30-year climate normals (1991–2020).
McCaysville, GA is covered by 1 ZIP code: 30555.
The population of McCaysville, Georgia is 1,639 with a median age of 37.7. Source: US Census ACS 5-Year Estimates.
Key numbers for living in McCaysville: cost of living index 92 (100 = US average), median home $135,500, median household income $43,553, crime index 41 (100 = US average, lower is safer). Whether these are benefits or drawbacks depends on where you're coming from — compare McCaysville side by side with your current city to see the trade-offs.
