What are the schools like in Watertown, CT?

Watertown is served primarily by Watertown School District. The district operates 3 elementary schools, 1 middle schools, and 1 high schools with a student-to-teacher ratio of 11.8:1.

What is the median household income in Watertown?

The median household income in Watertown, CT is $67,252 according to the most recent US Census American Community Survey 5-year estimates. The unemployment rate is 4.1%.

What is the weather like in Watertown, CT?

Watertown has an average high temperature of 37.0°F in January and 84.0°F in July. Annual precipitation averages 51.2 inches and annual snowfall averages 46.8 inches.

Watertown, CT Cost of Living, Crime & Is It a Good Place to Live? (2026)

Q: Is Watertown, CT affordable or expensive?

Watertown's cost of living index is 96, where 100 represents the national average. This means Watertown is 4% less expensive than the average US city. The median home value is $263,000 and the median rent is $1,007 per month.

Q: What is the crime rate in Watertown, CT?

Watertown has a violent crime rate of 13.4 incidents per 100,000 residents and a property crime rate of 1150.6 per 100,000. The national average violent crime rate is approximately 380 per 100,000.

Is Watertown, CT a Good Place to Live?

Watertown is a small town of 3,765 in Connecticut, with a median household income of $67,252 and a 4.1% unemployment rate. Its cost of living index is 96 (US average = 100), which is 4% below the national average.

Strengths: Watertown stands out for an affordable cost of living, lower-than-average crime, solid school ratings (A), a well-educated population, short average commutes.

Trade-offs: No major red flags stand out in the available data. Whether Watertown is right for you depends on your priorities — the full breakdown is below.

All Watertown city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 96.4

Watertown's overall cost of living index is 96.4, where 100 represents the US national average. Living in Watertown costs roughly 4% less than the average American city.

Metric	Watertown, CT	National Avg
Median Home Value	$263,000	$244,900
Median Monthly Rent	$1,007	$1,163
Homeownership Rate	63.6%	65.9%
Median Household Income	$67,252	$74,755

Crime & Safety

Very Safe

Watertown's violent crime rate is 13.4 per 100,000 residents — 96% lower than the national average of ~380 per 100,000.

Violent Crime

13.4 /100k

Property Crime

1150.6 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Watertown is served primarily by Watertown School District. The student-to-teacher ratio is 11.8:1 (better than the national average of ~16:1).

Metric	Watertown, CT	National Avg
School District	Watertown School District	—
Elementary Schools	3	—
Middle Schools	1	—
High Schools	1	—
Student/Teacher Ratio	11.8:1	16:1
Bachelor's Degree or Higher	48.1%	35.4%
High School Diploma or Higher	94.5%	91.1%

Weather & Climate

Watertown sees average highs of 37.0°F in January and 84.0°F in July, with 51.2 inches of annual precipitation and 46.8 inches of snow per year.

Metric	Watertown, CT
Average High — January	37.0°F
Average High — July	84.0°F
Annual Precipitation	51.2"
Annual Snowfall	46.8"

Demographics

Metric	Watertown, CT	National Avg
Population	3,765	—
Median Age	43.6	38.9
Unemployment Rate	4.1%	3.7%
Avg Commute Time	22.5 min	26 min
White (non-Hispanic)	74.6%	59.3%
Black or African American	4.8%	13.6%
Hispanic or Latino	5.5%	18.9%
Asian	13.9%	6.3%
Under 18	23.2%	22.2%
65 and over	18.4%	16.8%

Nearby Cities

Oakville, CT 2 mi Bethlehem Village, CT 5 mi Waterbury, CT 5 mi Thomaston, CT 6 mi Woodbury Center, CT 6 mi

ZIP Codes in Watertown

Watertown, CT is covered by 1 ZIP code:

06795

Watertown vs Other Cities

Watertown, CT vs Oakville, CT Watertown, CT vs Bethlehem Village, CT Watertown, CT vs Waterbury, CT Watertown, CT vs Thomaston, CT Watertown, CT vs Woodbury Center, CT

Frequently Asked Questions

Is Watertown, CT affordable or expensive?

Watertown's cost of living index is 96, where 100 is the national average. That makes Watertown roughly 4% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $263,000 and median rent is $1,007/month.

What is the crime rate in Watertown, CT?

Watertown's violent crime rate is 13.4 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 1150.6 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.

What are the schools like in Watertown?

Public schools in Watertown are operated by Watertown School District. The district has 3 elementary, 1 middle, and 1 high schools. The student-to-teacher ratio is 11.8:1. 48.1% of adults 25+ hold a bachelor's degree or higher.

Is Watertown, CT a good place to live?

Watertown, CT has a population of 3,765, a median household income of $67,252, and an unemployment rate of 4.1%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.

What is the weather like in Watertown?

Watertown averages 37.0°F in January and 84.0°F in July. Annual rainfall is 51.2 inches with about 46.8 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).

What ZIP codes are in Watertown?

Watertown, CT is covered by 1 ZIP code: 06795.

What is the population of Watertown?

The population of Watertown, Connecticut is 3,765 with a median age of 43.6. Source: US Census ACS 5-Year Estimates.

What are the pros and cons of living in Watertown?

Key numbers for living in Watertown: cost of living index 96 (100 = US average), median home $263,000, median household income $67,252, crime index 24 (100 = US average, lower is safer), schools rated A. Whether these are benefits or drawbacks depends on where you're coming from — compare Watertown side by side with your current city to see the trade-offs.