Median Income
$51,071
household / year
Median Home Value
$178,100
owner-occupied
Median Rent
$486
gross / month
Cost of Living
88
national avg = 100

Is Monte Vista, CO a Good Place to Live?

Monte Vista is a small town of 4,201 in Colorado, with a median household income of $51,071 and a 8.3% unemployment rate. Its cost of living index is 88 (US average = 100), which is 12% below the national average.

Strengths: Monte Vista stands out for an affordable cost of living, below-average home prices, solid school ratings (B), short average commutes.

Trade-offs: Potential downsides include a higher-than-average crime index, an elevated unemployment rate. Whether Monte Vista is right for you depends on your priorities — the full breakdown is below.

All Monte Vista city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 88.4

Monte Vista's overall cost of living index is 88.4, where 100 represents the US national average. Living in Monte Vista costs roughly 12% less than the average American city.

Metric Monte Vista, CO National Avg
Median Home Value $178,100 $244,900
Median Monthly Rent $486 $1,163
Homeownership Rate 68.2% 65.9%
Median Household Income $51,071 $74,755

Crime & Safety

Higher than Average

Monte Vista's violent crime rate is 448.8 per 100,000 residents — 18% higher than the national average of ~380 per 100,000.

Violent Crime
448.8 /100k
Property Crime
4911.5 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Monte Vista is served primarily by Monte Vista School District No. C-8. The student-to-teacher ratio is 12.5:1 (better than the national average of ~16:1).

Metric Monte Vista, CO National Avg
School District Monte Vista School District No. C-8
Elementary Schools 2
Middle Schools 1
High Schools 3
Student/Teacher Ratio 12.5:1 16:1
Bachelor's Degree or Higher 30.1% 35.4%
High School Diploma or Higher 86.8% 91.1%

Weather & Climate

Monte Vista sees average highs of 33.1°F in January and 80.1°F in July, with 11.0 inches of annual precipitation and 35.4 inches of snow per year.

MetricMonte Vista, CO
Average High — January33.1°F
Average High — July80.1°F
Annual Precipitation11.0"
Annual Snowfall35.4"

Demographics

MetricMonte Vista, CONational Avg
Population4,201
Median Age38.238.9
Unemployment Rate8.3%3.7%
Avg Commute Time19.8 min26 min
White (non-Hispanic)68.2%59.3%
Black or African American0.5%13.6%
Hispanic or Latino28.2%18.9%
Asian0.0%6.3%
Under 1823.6%22.2%
65 and over14.5%16.8%

Nearby Cities

ZIP Codes in Monte Vista

Monte Vista, CO is covered by 1 ZIP code:

Monte Vista vs Other Cities

Frequently Asked Questions

Monte Vista's cost of living index is 88, where 100 is the national average. That makes Monte Vista roughly 12% less expensive than a typical US city — a meaningful affordability advantage. The median home price is $178,100 and median rent is $486/month.
Monte Vista's violent crime rate is 448.8 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 4911.5 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.
Public schools in Monte Vista are operated by Monte Vista School District No. C-8. The district has 2 elementary, 1 middle, and 3 high schools. The student-to-teacher ratio is 12.5:1. 30.1% of adults 25+ hold a bachelor's degree or higher.
Monte Vista, CO has a population of 4,201, a median household income of $51,071, and an unemployment rate of 8.3%. It offers below-average costs of living, which stretches take-home pay further than in most American cities. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.
Monte Vista averages 33.1°F in January and 80.1°F in July. Annual rainfall is 11.0 inches with about 35.4 inches of snow per year. Based on NOAA 30-year climate normals (1991–2020).
Monte Vista, CO is covered by 1 ZIP code: 81144.
The population of Monte Vista, Colorado is 4,201 with a median age of 38.2. Source: US Census ACS 5-Year Estimates.
Key numbers for living in Monte Vista: cost of living index 88 (100 = US average), median home $178,100, median household income $51,071, crime index 164 (100 = US average, lower is safer), schools rated B. Whether these are benefits or drawbacks depends on where you're coming from — compare Monte Vista side by side with your current city to see the trade-offs.