What are the schools like in Moraga, CA?

Moraga is served primarily by Moraga Elementary. The district operates 3 elementary schools, 1 middle schools, and several high schools with a student-to-teacher ratio of 21.9:1.

What is the median household income in Moraga?

The median household income in Moraga, CA is $193,707 according to the most recent US Census American Community Survey 5-year estimates. The unemployment rate is 5.3%.

What is the weather like in Moraga, CA?

Moraga has an average high temperature of 58.9°F in January and 74.2°F in July. Annual precipitation averages 26.8 inches.

Moraga, CA Cost of Living, Crime & Is It a Good Place to Live? (2026)

Q: Is Moraga, CA affordable or expensive?

Moraga's cost of living index is 118, where 100 represents the national average. This means Moraga is 18% more expensive than the average US city. The median home value is $1,481,800 and the median rent is $2,741 per month.

Q: What is the crime rate in Moraga, CA?

Moraga has a violent crime rate of 91.3 incidents per 100,000 residents and a property crime rate of 486.7 per 100,000. The national average violent crime rate is approximately 380 per 100,000.

Is Moraga, CA a Good Place to Live?

Moraga is a small city of 16,859 in California, with a median household income of $193,707 and a 5.3% unemployment rate. Its cost of living index is 118 (US average = 100), which is 18% above the national average.

Strengths: Moraga stands out for lower-than-average crime, solid school ratings (A-), a well-educated population.

Trade-offs: Potential downsides include an above-average cost of living, high home prices, longer commutes, an elevated unemployment rate. Whether Moraga is right for you depends on your priorities — the full breakdown is below.

All Moraga city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.

Cost of Living

Index: 118.2

Moraga's overall cost of living index is 118.2, where 100 represents the US national average. Living in Moraga costs roughly 18% more than the average American city.

Metric	Moraga, CA	National Avg
Median Home Value	$1,481,800	$244,900
Median Monthly Rent	$2,741	$1,163
Homeownership Rate	84.0%	65.9%
Median Household Income	$193,707	$74,755

Crime & Safety

Very Safe

Moraga's violent crime rate is 91.3 per 100,000 residents — 76% lower than the national average of ~380 per 100,000.

Violent Crime

91.3 /100k

Property Crime

486.7 /100k

Vertical marker = national average. Source: FBI UCR Program.

Schools & Education

Moraga is served primarily by Moraga Elementary. The student-to-teacher ratio is 21.9:1 (slightly above the national average of ~16:1).

Metric	Moraga, CA	National Avg
School District	Moraga Elementary	—
Elementary Schools	3	—
Middle Schools	1	—
High Schools	N/A	—
Student/Teacher Ratio	21.9:1	16:1
Bachelor's Degree or Higher	79.9%	35.4%
High School Diploma or Higher	99.0%	91.1%

Weather & Climate

Moraga sees average highs of 58.9°F in January and 74.2°F in July, with 26.8 inches of annual precipitation .

Metric	Moraga, CA
Average High — January	58.9°F
Average High — July	74.2°F
Annual Precipitation	26.8"
Annual Snowfall	Trace / None

Demographics

Metric	Moraga, CA	National Avg
Population	16,859	—
Median Age	41.3	38.9
Unemployment Rate	5.3%	3.7%
Avg Commute Time	31.9 min	26 min
White (non-Hispanic)	65.2%	59.3%
Black or African American	1.0%	13.6%
Hispanic or Latino	4.4%	18.9%
Asian	21.9%	6.3%
Under 18	20.8%	22.2%
65 and over	21.0%	16.8%

Nearby Cities

Lafayette, CA 3 mi Orinda, CA 4 mi Saranap, CA 4 mi Castle Hill, CA 4 mi Acalanes Ridge, CA 5 mi

ZIP Codes in Moraga

Moraga, CA is covered by 2 ZIP codes:

94556 94575

Moraga vs Other Cities

Moraga, CA vs Lafayette, CA Moraga, CA vs Orinda, CA Moraga, CA vs Saranap, CA Moraga, CA vs Castle Hill, CA Moraga, CA vs Acalanes Ridge, CA

Frequently Asked Questions

Is Moraga, CA affordable or expensive?

Moraga's cost of living index is 118, where 100 is the national average. That puts Moraga roughly 18% above the national average in cost. The median home price is $1,481,800 and median rent is $2,741/month.

What is the crime rate in Moraga, CA?

Moraga's violent crime rate is 91.3 per 100,000 residents — the national average is ~380 per 100,000. Property crime is 486.7 per 100,000 (national avg ~2,100). Data from the FBI Uniform Crime Reporting Program.

What are the schools like in Moraga?

Public schools in Moraga are operated by Moraga Elementary. The district has 3 elementary, 1 middle, and several high schools. The student-to-teacher ratio is 21.9:1. 79.9% of adults 25+ hold a bachelor's degree or higher.

Is Moraga, CA a good place to live?

Moraga, CA has a population of 16,859, a median household income of $193,707, and an unemployment rate of 5.3%. Whether it's right for you depends on your priorities — use the compare tool above to stack it against another city you're considering.

What is the weather like in Moraga?

Moraga averages 58.9°F in January and 74.2°F in July. Annual rainfall is 26.8 inches . Based on NOAA 30-year climate normals (1991–2020).

What ZIP codes are in Moraga?

Moraga, CA is covered by 2 ZIP codes: 94556, 94575.

What is the population of Moraga?

The population of Moraga, California is 16,859 with a median age of 41.3. Source: US Census ACS 5-Year Estimates.

What are the pros and cons of living in Moraga?

Key numbers for living in Moraga: cost of living index 118 (100 = US average), median home $1,481,800, median household income $193,707, crime index 24 (100 = US average, lower is safer), schools rated A-. Whether these are benefits or drawbacks depends on where you're coming from — compare Moraga side by side with your current city to see the trade-offs.