Is Lafayette, CA a Good Place to Live?
Lafayette is a small city of 25,310 in California, with a median household income of $219,250 and a 6.3% unemployment rate. Its cost of living index is 118 (US average = 100), which is 18% above the national average.
Strengths: Lafayette stands out for lower-than-average crime, solid school ratings (A-), a well-educated population.
Trade-offs: Potential downsides include an above-average cost of living, high home prices, an elevated unemployment rate. Whether Lafayette is right for you depends on your priorities — the full breakdown is below.
All Lafayette city data on this page comes from official government sources — the US Census Bureau, FBI, NCES, BEA, and NOAA — updated annually.
Cost of Living
Index: 118.2Lafayette's overall cost of living index is 118.2, where 100 represents the US national average. Living in Lafayette costs roughly 18% more than the average American city.
| Metric | Lafayette, CA | National Avg |
|---|---|---|
| Median Home Value | $1,914,700 | $244,900 |
| Median Monthly Rent | $2,856 | $1,163 |
| Homeownership Rate | 73.6% | 65.9% |
| Median Household Income | $219,250 | $74,755 |
Crime & Safety
Very SafeLafayette's violent crime rate is 80.2 per 100,000 residents — 79% lower than the national average of ~380 per 100,000.
Vertical marker = national average. Source: FBI UCR Program.
Schools & Education
Lafayette is served primarily by Lafayette Elementary. The student-to-teacher ratio is 21.6:1 (slightly above the national average of ~16:1).
| Metric | Lafayette, CA | National Avg |
|---|---|---|
| School District | Lafayette Elementary | — |
| Elementary Schools | 5 | — |
| Middle Schools | 1 | — |
| High Schools | N/A | — |
| Student/Teacher Ratio | 21.6:1 | 16:1 |
| Bachelor's Degree or Higher | 75.2% | 35.4% |
| High School Diploma or Higher | 98.5% | 91.1% |
Weather & Climate
Lafayette sees average highs of 58.4°F in January and 88.3°F in July, with 26.8 inches of annual precipitation .
| Metric | Lafayette, CA |
|---|---|
| Average High — January | 58.4°F |
| Average High — July | 88.3°F |
| Annual Precipitation | 26.8" |
| Annual Snowfall | Trace / None |
Demographics
| Metric | Lafayette, CA | National Avg |
|---|---|---|
| Population | 25,310 | — |
| Median Age | 45.4 | 38.9 |
| Unemployment Rate | 6.3% | 3.7% |
| Avg Commute Time | 29.7 min | 26 min |
| White (non-Hispanic) | 77.3% | 59.3% |
| Black or African American | 0.6% | 13.6% |
| Hispanic or Latino | 6.2% | 18.9% |
| Asian | 10.3% | 6.3% |
| Under 18 | 24.2% | 22.2% |
| 65 and over | 19.4% | 16.8% |
Nearby Cities
ZIP Codes in Lafayette
Lafayette, CA is covered by 1 ZIP code: