Head-to-Head · City Comparison
Toledo, OH
VS
Westminster, CA
🏆 Westminster leads 12 of 22 categories
Toledo
Ohio
10
wins
Cost of Living Index
90.4 ✓ Cheaper
Median Household Income
$45,405
Violent Crime Index
274⚠ High
Population
269,962 ✓ Larger
Westminster
California
12
wins
Cost of Living Index
115.5⚠ High
Median Household Income
$80,271 ✓ Higher
Violent Crime Index
115⚠ High ✓ Safer
Population
90,638
Pros & Cons
Auto-generated from official data — head-to-head differences and gaps vs the national average.
Toledo, OH
Pros
Homes cost $678k less ($98,800 vs $777,100)
Rent averages $1123/mo less ($854 vs $1,977)
25% cheaper overall cost of living than Westminster
Commutes run 8 min shorter each way
Living costs sit below the national average (index 90.4)
Smaller class sizes — 15.2:1 student-teacher ratio
Cons
Median income trails Westminster by $34,866/yr
Violent crime (1041.1/100k) is above the U.S. average of 380
Property crime (2732.2/100k) runs high vs the U.S. average
Westminster, CA
Pros
Households earn $34,866 more per year on average
58% less violent crime than Toledo
Milder winters — January highs near 69°F vs 34°F
Stronger job market — unemployment is 0.7 pts lower (7.5%)
More college-educated — 26.0% hold a bachelor's or higher
Cons
Pricier housing — median home is $777,100
Higher rents — median is $1,977/mo
Cost of living runs 25% higher than Toledo
Living costs are well above the U.S. average (index 115.5)
Key Differences at a Glance
Toledo
Cost of Living
25% cheaper
COL index 90.4 vs 115.5 (100 = US avg)
Toledo
Median Home Value
$678k less
$98,800 vs $777,100
Westminster
Median Income
$34,866
$80,271 vs $45,405/yr
Westminster
Violent Crime
58% lower
436.2 vs 1041.1 per 100k
Westminster
Unemployment
0.7 pp lower
7.5% vs 8.2% unemployment
Full Data Comparison
| Metric | Toledo, OH | Westminster, CA |
|---|---|---|
| 💰 Cost of Living | ||
| Cost of Living Index National avg = 100 · lower = cheaper | 90.4 ✓ Cheaper | 115.5⚠ High |
| Median Home Value | $98,800 ✓ Lower | $777,100⚠ High |
| Median Monthly Rent | $854 ✓ Lower | $1,977⚠ High |
| 📈 Income & Economy | ||
| Median Household Income | $45,405 | $80,271 ✓ Higher |
| Unemployment Rate | 8.2%⚠ High | 7.5%⚠ High ✓ Lower |
| Avg Commute Minutes each way | 19.9 min ✓ Shorter | 28.0 min⚠ High |
| Work From Home % | 4.6% | 9.0% ✓ Higher |
| 🔒 Safety | ||
| Crime Index 100 = national avg · lower = safer · 60% violent / 40% property | 216⚠ High | 116⚠ High ✓ Safer |
| Violent Crime Index 100 = national avg · lower = safer | 274⚠ High | 115⚠ High ✓ Safer |
| Property Crime Index 100 = national avg · lower = safer | 130⚠ High | 119⚠ High ✓ Safer |
| 🎓 Education | ||
| School Quality 100 = national avg · grad rate, staffing & attainment | C+ (86) ✓ Better | C- (72) |
| Student-Teacher Ratio Lower = smaller classes | 15.2:1 ✓ Smaller | 22.8:1 |
| Bachelor's Degree or Higher | 20.2% | 26.0% ✓ Higher |
| High School or Higher | 88.1% ✓ Higher | 77.5% |
| School District Name only — no quality rating available | Toledo City | Westminster |
| 🌤 Weather | ||
| Avg High — January | 33.6°F | 69.3°F ✓ Warmer |
| Avg High — July | 84.6°F ✓ Warmer | 82.5°F |
| Annual Precipitation | 37.0" | 12.5" ✓ Drier |
| Annual Snowfall | 37.4" | 0.0" ✓ Less |
| 👥 Demographics | ||
| Population | 269,962 ✓ Larger | 90,638 |
| Median Age | 35.4 | 41.6 ✓ Older |
| Homeownership Rate | 52.4% | 52.4% |
| Under 18 | 23.0% ✓ More | 21.2% |
| Over 65 | 14.8% | 17.3% ✓ More |
Frequently Asked Questions
Toledo's cost of living index is 90.4 vs Westminster's 115.5 (US average = 100).
Toledo is 25% less expensive overall.
Based on the 22 decided categories above, Westminster leads 12 of 22 categories. Toledo wins 10 and Westminster wins 12. The right choice depends on your priorities — use the Pros & Cons and full table above to weigh what matters to you.
Whether you're moving from Toledo to Westminster or relocating the other way, focus on the biggest gaps: housing ($98,800 vs $777,100 median home), income ($45,405 vs $80,271), safety, and schools — all covered in the full table above.
Toledo, OH and Westminster, CA are about 1,944 miles apart (straight-line distance). Driving distance will be longer depending on the route.