Head-to-Head · City Comparison
San Bernardino, CA
VS
Toledo, OH
🏆 Toledo leads 13 of 23 categories
San Bernardino
California
10
wins
Cost of Living Index
107.9⚠ High
Median Household Income
$61,323 ✓ Higher
Violent Crime Index
236⚠ High ✓ Safer
Population
221,041
Toledo
Ohio
13
wins
Cost of Living Index
90.4 ✓ Cheaper
Median Household Income
$45,405
Violent Crime Index
274⚠ High
Population
269,962 ✓ Larger
Pros & Cons
Auto-generated from official data — head-to-head differences and gaps vs the national average.
San Bernardino, CA
Pros
Households earn $15,918 more per year on average
14% less violent crime than Toledo
Milder winters — January highs near 67°F vs 34°F
Stronger job market — unemployment is 0.6 pts lower (7.6%)
Cons
Pricier housing — median home is $347,100
Violent crime (897.1/100k) is above the U.S. average of 380
Cost of living runs 18% higher than Toledo
Property crime (2897.7/100k) runs high vs the U.S. average
Toledo, OH
Pros
Homes cost $248k less ($98,800 vs $347,100)
Rent averages $465/mo less ($854 vs $1,319)
18% cheaper overall cost of living than San Bernardino
Commutes run 9 min shorter each way
More college-educated — 20.2% hold a bachelor's or higher
Living costs sit below the national average (index 90.4)
Cons
Median income trails San Bernardino by $15,918/yr
Violent crime (1041.1/100k) is above the U.S. average of 380
Property crime (2732.2/100k) runs high vs the U.S. average
Key Differences at a Glance
San Bernardino
Median Income
$15,918
$61,323 vs $45,405/yr
San Bernardino
Violent Crime
14% lower
897.1 vs 1041.1 per 100k
San Bernardino
Unemployment
0.6 pp lower
7.6% vs 8.2% unemployment
San Bernardino
Summer Heat
10.8°F warmer
July avg high 95.4°F vs 84.6°F
Toledo
Cost of Living
18% cheaper
COL index 90.4 vs 107.9 (100 = US avg)
Toledo
Median Home Value
$248k less
$98,800 vs $347,100
Full Data Comparison
| Metric | San Bernardino, CA | Toledo, OH |
|---|---|---|
| 💰 Cost of Living | ||
| Cost of Living Index National avg = 100 · lower = cheaper | 107.9⚠ High | 90.4 ✓ Cheaper |
| Median Home Value | $347,100⚠ High | $98,800 ✓ Lower |
| Median Monthly Rent | $1,319 | $854 ✓ Lower |
| 📈 Income & Economy | ||
| Median Household Income | $61,323 ✓ Higher | $45,405 |
| Unemployment Rate | 7.6%⚠ High ✓ Lower | 8.2%⚠ High |
| Avg Commute Minutes each way | 28.5 min⚠ High | 19.9 min ✓ Shorter |
| Work From Home % | 5.1% ✓ Higher | 4.6% |
| 🔒 Safety | ||
| Crime Index 100 = national avg · lower = safer · 60% violent / 40% property | 197⚠ High ✓ Safer | 216⚠ High |
| Violent Crime Index 100 = national avg · lower = safer | 236⚠ High ✓ Safer | 274⚠ High |
| Property Crime Index 100 = national avg · lower = safer | 138⚠ High | 130⚠ High ✓ Safer |
| 🎓 Education | ||
| School Quality 100 = national avg · grad rate, staffing & attainment | C (81) | C+ (86) ✓ Better |
| Student-Teacher Ratio Lower = smaller classes | 20.5:1 | 15.2:1 ✓ Smaller |
| Bachelor's Degree or Higher | 12.8% | 20.2% ✓ Higher |
| High School or Higher | 72.5% | 88.1% ✓ Higher |
| School District Name only — no quality rating available | San Bernardino City Unified | Toledo City |
| 🌤 Weather | ||
| Avg High — January | 66.6°F ✓ Warmer | 33.6°F |
| Avg High — July | 95.4°F ✓ Warmer | 84.6°F |
| Annual Precipitation | 21.6" ✓ Drier | 37.0" |
| Annual Snowfall | 0.0" ✓ Less | 37.4" |
| 👥 Demographics | ||
| Population | 221,041 | 269,962 ✓ Larger |
| Median Age | 31.2 | 35.4 ✓ Older |
| Homeownership Rate | 48.9% | 52.4% ✓ Higher |
| Under 18 | 27.9% ✓ More | 23.0% |
| Over 65 | 9.8% | 14.8% ✓ More |
Frequently Asked Questions
San Bernardino's cost of living index is 107.9 vs Toledo's 90.4 (US average = 100).
Toledo is 18% less expensive overall.
Based on the 23 decided categories above, Toledo leads 13 of 23 categories. San Bernardino wins 10 and Toledo wins 13. The right choice depends on your priorities — use the Pros & Cons and full table above to weigh what matters to you.
Whether you're moving from San Bernardino to Toledo or relocating the other way, focus on the biggest gaps: housing ($347,100 vs $98,800 median home), income ($61,323 vs $45,405), safety, and schools — all covered in the full table above.
San Bernardino, CA and Toledo, OH are about 1,897 miles apart (straight-line distance). Driving distance will be longer depending on the route.