Head-to-Head · City Comparison
O'Fallon, MO
VS
Tracy, CA
🏆 O'Fallon leads 16 of 23 categories
O'Fallon
Missouri
16
wins
Cost of Living Index
96.3 ✓ Cheaper
Median Household Income
$104,863
Violent Crime Index
16 ✓ Safer
Population
91,825
Tracy
California
7
wins
Cost of Living Index
107.4⚠ High
Median Household Income
$111,717 ✓ Higher
Violent Crime Index
79
Population
94,027 ✓ Larger
Pros & Cons
Auto-generated from official data — head-to-head differences and gaps vs the national average.
O'Fallon, MO
Pros
Homes cost $334k less ($283,600 vs $617,300)
80% less violent crime than Tracy
Rent averages $851/mo less ($1,311 vs $2,162)
Commutes run 17 min shorter each way
Stronger job market — unemployment is 2.3 pts lower (3.1%)
Violent crime is well below the national average (59.0 vs 380/100k)
Cons
Median income trails Tracy by $6,854/yr
Tracy, CA
Pros
Milder winters — January highs near 57°F vs 39°F
Households earn $6,854 more per year on average
Cons
Pricier housing — median home is $617,300
Higher rents — median is $2,162/mo
Cost of living runs 11% higher than O'Fallon
Higher unemployment (5.4% vs 3.1%)
Key Differences at a Glance
O'Fallon
Cost of Living
11% cheaper
COL index 96.3 vs 107.4 (100 = US avg)
O'Fallon
Violent Crime
80% lower
59.0 vs 301.4 per 100k
O'Fallon
Median Home Value
$334k less
$283,600 vs $617,300
O'Fallon
Unemployment
2.3 pp lower
3.1% vs 5.4% unemployment
Tracy
Median Income
$6,854
$111,717 vs $104,863/yr
Tracy
Summer Heat
5.7°F warmer
July avg high 93.2°F vs 87.5°F
Full Data Comparison
| Metric | O'Fallon, MO | Tracy, CA |
|---|---|---|
| 💰 Cost of Living | ||
| Cost of Living Index National avg = 100 · lower = cheaper | 96.3 ✓ Cheaper | 107.4⚠ High |
| Median Home Value | $283,600 ✓ Lower | $617,300⚠ High |
| Median Monthly Rent | $1,311 ✓ Lower | $2,162⚠ High |
| 📈 Income & Economy | ||
| Median Household Income | $104,863 | $111,717 ✓ Higher |
| Unemployment Rate | 3.1% ✓ Lower | 5.4%⚠ High |
| Avg Commute Minutes each way | 26.1 min ✓ Shorter | 43.5 min⚠ High |
| Work From Home % | 14.0% ✓ Higher | 11.4% |
| 🔒 Safety | ||
| Crime Index 100 = national avg · lower = safer · 60% violent / 40% property | 18 ✓ Safer | 78 |
| Violent Crime Index 100 = national avg · lower = safer | 16 ✓ Safer | 79 |
| Property Crime Index 100 = national avg · lower = safer | 23 ✓ Safer | 76 |
| 🎓 Education | ||
| School Quality 100 = national avg · grad rate, staffing & attainment | A (118) ✓ Better | C- (71) |
| Student-Teacher Ratio Lower = smaller classes | 12.7:1 ✓ Smaller | 22.0:1 |
| Bachelor's Degree or Higher | 42.4% ✓ Higher | 24.4% |
| High School or Higher | 95.4% ✓ Higher | 83.9% |
| School District Name only — no quality rating available | FORT ZUMWALT SCHOOL DISTRICT | Jefferson Elementary |
| 🌤 Weather | ||
| Avg High — January | 39.3°F | 57.2°F ✓ Warmer |
| Avg High — July | 87.5°F | 93.2°F ✓ Warmer |
| Annual Precipitation | 44.4" | 12.7" ✓ Drier |
| Annual Snowfall | 13.5" | 0.0" ✓ Less |
| 👥 Demographics | ||
| Population | 91,825 | 94,027 ✓ Larger |
| Median Age | 38.0 ✓ Older | 34.4 |
| Homeownership Rate | 80.9% ✓ Higher | 64.0% |
| Under 18 | 24.9% | 26.6% ✓ More |
| Over 65 | 13.2% ✓ More | 9.7% |
Frequently Asked Questions
O'Fallon's cost of living index is 96.3 vs Tracy's 107.4 (US average = 100).
O'Fallon is 11% less expensive overall.
Based on the 23 decided categories above, O'Fallon leads 16 of 23 categories. O'Fallon wins 16 and Tracy wins 7. The right choice depends on your priorities — use the Pros & Cons and full table above to weigh what matters to you.
Whether you're moving from O'Fallon to Tracy or relocating the other way, focus on the biggest gaps: housing ($283,600 vs $617,300 median home), income ($104,863 vs $111,717), safety, and schools — all covered in the full table above.
O'Fallon, MO and Tracy, CA are about 1,661 miles apart (straight-line distance). Driving distance will be longer depending on the route.