Head-to-Head · City Comparison
O'Fallon, MO
VS
San Bernardino, CA
🏆 O'Fallon leads 17 of 23 categories
O'Fallon
Missouri
17
wins
Cost of Living Index
96.3 ✓ Cheaper
Median Household Income
$104,863 ✓ Higher
Violent Crime Index
16 ✓ Safer
Population
91,825
San Bernardino
California
6
wins
Cost of Living Index
107.9⚠ High
Median Household Income
$61,323
Violent Crime Index
236⚠ High
Population
221,041 ✓ Larger
Pros & Cons
Auto-generated from official data — head-to-head differences and gaps vs the national average.
O'Fallon, MO
Pros
93% less violent crime than San Bernardino
Households earn $43,540 more per year on average
Stronger job market — unemployment is 4.5 pts lower (3.1%)
More college-educated — 42.4% hold a bachelor's or higher
Homes cost $64k less ($283,600 vs $347,100)
Violent crime is well below the national average (59.0 vs 380/100k)
Cons
Nothing stands out — a close match here.
San Bernardino, CA
Pros
Milder winters — January highs near 67°F vs 39°F
Cons
Median income trails O'Fallon by $43,540/yr
Violent crime (897.1/100k) is above the U.S. average of 380
Pricier housing — median home is $347,100
Property crime (2897.7/100k) runs high vs the U.S. average
Key Differences at a Glance
O'Fallon
Cost of Living
12% cheaper
COL index 96.3 vs 107.9 (100 = US avg)
O'Fallon
Median Income
$43,540
$104,863 vs $61,323/yr
O'Fallon
Violent Crime
93% lower
59.0 vs 897.1 per 100k
O'Fallon
Median Home Value
$64k less
$283,600 vs $347,100
O'Fallon
Unemployment
4.5 pp lower
3.1% vs 7.6% unemployment
San Bernardino
Summer Heat
7.9°F warmer
July avg high 95.4°F vs 87.5°F
Full Data Comparison
| Metric | O'Fallon, MO | San Bernardino, CA |
|---|---|---|
| 💰 Cost of Living | ||
| Cost of Living Index National avg = 100 · lower = cheaper | 96.3 ✓ Cheaper | 107.9⚠ High |
| Median Home Value | $283,600 ✓ Lower | $347,100⚠ High |
| Median Monthly Rent | $1,311 ✓ Lower | $1,319 |
| 📈 Income & Economy | ||
| Median Household Income | $104,863 ✓ Higher | $61,323 |
| Unemployment Rate | 3.1% ✓ Lower | 7.6%⚠ High |
| Avg Commute Minutes each way | 26.1 min ✓ Shorter | 28.5 min⚠ High |
| Work From Home % | 14.0% ✓ Higher | 5.1% |
| 🔒 Safety | ||
| Crime Index 100 = national avg · lower = safer · 60% violent / 40% property | 18 ✓ Safer | 197⚠ High |
| Violent Crime Index 100 = national avg · lower = safer | 16 ✓ Safer | 236⚠ High |
| Property Crime Index 100 = national avg · lower = safer | 23 ✓ Safer | 138⚠ High |
| 🎓 Education | ||
| School Quality 100 = national avg · grad rate, staffing & attainment | A (118) ✓ Better | C (81) |
| Student-Teacher Ratio Lower = smaller classes | 12.7:1 ✓ Smaller | 20.5:1 |
| Bachelor's Degree or Higher | 42.4% ✓ Higher | 12.8% |
| High School or Higher | 95.4% ✓ Higher | 72.5% |
| School District Name only — no quality rating available | FORT ZUMWALT SCHOOL DISTRICT | San Bernardino City Unified |
| 🌤 Weather | ||
| Avg High — January | 39.3°F | 66.6°F ✓ Warmer |
| Avg High — July | 87.5°F | 95.4°F ✓ Warmer |
| Annual Precipitation | 44.4" | 21.6" ✓ Drier |
| Annual Snowfall | 13.5" | 0.0" ✓ Less |
| 👥 Demographics | ||
| Population | 91,825 | 221,041 ✓ Larger |
| Median Age | 38.0 ✓ Older | 31.2 |
| Homeownership Rate | 80.9% ✓ Higher | 48.9% |
| Under 18 | 24.9% | 27.9% ✓ More |
| Over 65 | 13.2% ✓ More | 9.8% |
Frequently Asked Questions
O'Fallon's cost of living index is 96.3 vs San Bernardino's 107.9 (US average = 100).
O'Fallon is 12% less expensive overall.
Based on the 23 decided categories above, O'Fallon leads 17 of 23 categories. O'Fallon wins 17 and San Bernardino wins 6. The right choice depends on your priorities — use the Pros & Cons and full table above to weigh what matters to you.
Whether you're moving from O'Fallon to San Bernardino or relocating the other way, focus on the biggest gaps: housing ($283,600 vs $347,100 median home), income ($104,863 vs $61,323), safety, and schools — all covered in the full table above.
O'Fallon, MO and San Bernardino, CA are about 1,505 miles apart (straight-line distance). Driving distance will be longer depending on the route.