Head-to-Head · City Comparison
Lowell, MA
VS
San Mateo, CA
🏆 San Mateo leads 14 of 23 categories
Lowell
Massachusetts
9
wins
Cost of Living Index
111.6⚠ High ✓ Cheaper
Median Household Income
$73,008
Violent Crime Index
140⚠ High
Population
114,737 ✓ Larger
San Mateo
California
14
wins
Cost of Living Index
118.2⚠ High
Median Household Income
$149,152 ✓ Higher
Violent Crime Index
64 ✓ Safer
Population
104,165
Pros & Cons
Auto-generated from official data — head-to-head differences and gaps vs the national average.
Lowell, MA
Pros
Homes cost $1146k less ($362,800 vs $1,508,900)
Rent averages $1505/mo less ($1,466 vs $2,971)
7% cheaper overall cost of living than San Mateo
Smaller class sizes — 12.6:1 student-teacher ratio
Cons
Median income trails San Mateo by $76,144/yr
Violent crime (532.5/100k) is above the U.S. average of 380
Living costs are well above the U.S. average (index 111.6)
Higher unemployment (5.7% vs 4.7%)
San Mateo, CA
Pros
Households earn $76,144 more per year on average
54% less violent crime than Lowell
More college-educated — 58.2% hold a bachelor's or higher
Violent crime is well below the national average (243.2 vs 380/100k)
Stronger job market — unemployment is 1.0 pts lower (4.7%)
Milder winters — January highs near 58°F vs 34°F
Cons
Pricier housing — median home is $1,508,900
Higher rents — median is $2,971/mo
Living costs are well above the U.S. average (index 118.2)
Cost of living runs 7% higher than Lowell
Key Differences at a Glance
Lowell
Cost of Living
7% cheaper
COL index 111.6 vs 118.2 (100 = US avg)
Lowell
Median Home Value
$1146k less
$362,800 vs $1,508,900
Lowell
Summer Heat
12.1°F warmer
July avg high 84.7°F vs 72.6°F
San Mateo
Median Income
$76,144
$149,152 vs $73,008/yr
San Mateo
Violent Crime
54% lower
243.2 vs 532.5 per 100k
San Mateo
Unemployment
1.0 pp lower
4.7% vs 5.7% unemployment
Full Data Comparison
| Metric | Lowell, MA | San Mateo, CA |
|---|---|---|
| 💰 Cost of Living | ||
| Cost of Living Index National avg = 100 · lower = cheaper | 111.6⚠ High ✓ Cheaper | 118.2⚠ High |
| Median Home Value | $362,800⚠ High ✓ Lower | $1,508,900⚠ High |
| Median Monthly Rent | $1,466⚠ High ✓ Lower | $2,971⚠ High |
| 📈 Income & Economy | ||
| Median Household Income | $73,008 | $149,152 ✓ Higher |
| Unemployment Rate | 5.7%⚠ High | 4.7%⚠ High ✓ Lower |
| Avg Commute Minutes each way | 27.2 min ✓ Shorter | 28.5 min⚠ High |
| Work From Home % | 8.7% | 19.9% ✓ Higher |
| 🔒 Safety | ||
| Crime Index 100 = national avg · lower = safer · 60% violent / 40% property | 116⚠ High | 74 ✓ Safer |
| Violent Crime Index 100 = national avg · lower = safer | 140⚠ High | 64 ✓ Safer |
| Property Crime Index 100 = national avg · lower = safer | 79 ✓ Safer | 90 |
| 🎓 Education | ||
| School Quality 100 = national avg · grad rate, staffing & attainment | B (100) | A- (113) ✓ Better |
| Student-Teacher Ratio Lower = smaller classes | 12.6:1 ✓ Smaller | 21.0:1 |
| Bachelor's Degree or Higher | 28.3% | 58.2% ✓ Higher |
| High School or Higher | 82.8% | 91.5% ✓ Higher |
| School District Name only — no quality rating available | Lowell | San Mateo-Foster City |
| 🌤 Weather | ||
| Avg High — January | 34.0°F | 58.0°F ✓ Warmer |
| Avg High — July | 84.7°F ✓ Warmer | 72.6°F |
| Annual Precipitation | 48.5" | 19.3" ✓ Drier |
| Annual Snowfall | 59.0" | 0.0" ✓ Less |
| 👥 Demographics | ||
| Population | 114,737 ✓ Larger | 104,165 |
| Median Age | 34.6 | 38.1 ✓ Older |
| Homeownership Rate | 43.3% | 51.6% ✓ Higher |
| Under 18 | 20.7% ✓ More | 19.6% |
| Over 65 | 11.6% | 16.4% ✓ More |
Frequently Asked Questions
Lowell's cost of living index is 111.6 vs San Mateo's 118.2 (US average = 100).
Lowell is 7% less expensive overall.
Based on the 23 decided categories above, San Mateo leads 14 of 23 categories. Lowell wins 9 and San Mateo wins 14. The right choice depends on your priorities — use the Pros & Cons and full table above to weigh what matters to you.
Whether you're moving from Lowell to San Mateo or relocating the other way, focus on the biggest gaps: housing ($362,800 vs $1,508,900 median home), income ($73,008 vs $149,152), safety, and schools — all covered in the full table above.
Lowell, MA and San Mateo, CA are about 2,677 miles apart (straight-line distance). Driving distance will be longer depending on the route.