Head-to-Head · City Comparison
Indianapolis, IN
VS
O'Fallon, MO
🏆 O'Fallon leads 16 of 23 categories
Indianapolis
Indiana
7
wins
Cost of Living Index
94.6 ✓ Cheaper
Median Household Income
$59,110
Violent Crime Index
231⚠ High
Population
882,006 ✓ Larger
O'Fallon
Missouri
16
wins
Cost of Living Index
96.3
Median Household Income
$104,863 ✓ Higher
Violent Crime Index
16 ✓ Safer
Population
91,825
Pros & Cons
Auto-generated from official data — head-to-head differences and gaps vs the national average.
Indianapolis, IN
Pros
Homes cost $99k less ($184,600 vs $283,600)
Rent averages $265/mo less ($1,046 vs $1,311)
Living costs sit below the national average (index 94.6)
Cons
Median income trails O'Fallon by $45,753/yr
Violent crime (877.9/100k) is above the U.S. average of 380
Property crime (3336.1/100k) runs high vs the U.S. average
Higher unemployment (5.6% vs 3.1%)
O'Fallon, MO
Pros
Households earn $45,753 more per year on average
93% less violent crime than Indianapolis
Stronger job market — unemployment is 2.5 pts lower (3.1%)
Violent crime is well below the national average (59.0 vs 380/100k)
More college-educated — 42.4% hold a bachelor's or higher
Milder winters — January highs near 39°F vs 34°F
Cons
Nothing stands out — a close match here.
Key Differences at a Glance
Indianapolis
Cost of Living
2% cheaper
COL index 94.6 vs 96.3 (100 = US avg)
Indianapolis
Median Home Value
$99k less
$184,600 vs $283,600
O'Fallon
Median Income
$45,753
$104,863 vs $59,110/yr
O'Fallon
Violent Crime
93% lower
59.0 vs 877.9 per 100k
O'Fallon
Unemployment
2.5 pp lower
3.1% vs 5.6% unemployment
O'Fallon
Summer Heat
3.8°F warmer
July avg high 87.5°F vs 83.7°F
Full Data Comparison
| Metric | Indianapolis, IN | O'Fallon, MO |
|---|---|---|
| 💰 Cost of Living | ||
| Cost of Living Index National avg = 100 · lower = cheaper | 94.6 ✓ Cheaper | 96.3 |
| Median Home Value | $184,600 ✓ Lower | $283,600 |
| Median Monthly Rent | $1,046 ✓ Lower | $1,311 |
| 📈 Income & Economy | ||
| Median Household Income | $59,110 | $104,863 ✓ Higher |
| Unemployment Rate | 5.6%⚠ High | 3.1% ✓ Lower |
| Avg Commute Minutes each way | 24.0 min ✓ Shorter | 26.1 min |
| Work From Home % | 10.3% | 14.0% ✓ Higher |
| 🔒 Safety | ||
| Crime Index 100 = national avg · lower = safer · 60% violent / 40% property | 202⚠ High | 18 ✓ Safer |
| Violent Crime Index 100 = national avg · lower = safer | 231⚠ High | 16 ✓ Safer |
| Property Crime Index 100 = national avg · lower = safer | 159⚠ High | 23 ✓ Safer |
| 🎓 Education | ||
| School Quality 100 = national avg · grad rate, staffing & attainment | B (102) | A (118) ✓ Better |
| Student-Teacher Ratio Lower = smaller classes | 12.3:1 ✓ Smaller | 12.7:1 |
| Bachelor's Degree or Higher | 33.4% | 42.4% ✓ Higher |
| High School or Higher | 87.2% | 95.4% ✓ Higher |
| School District Name only — no quality rating available | Indianapolis Public Schools | FORT ZUMWALT SCHOOL DISTRICT |
| 🌤 Weather | ||
| Avg High — January | 34.2°F | 39.3°F ✓ Warmer |
| Avg High — July | 83.7°F | 87.5°F ✓ Warmer |
| Annual Precipitation | 41.2" ✓ Drier | 44.4" |
| Annual Snowfall | 25.5" | 13.5" ✓ Less |
| 👥 Demographics | ||
| Population | 882,006 ✓ Larger | 91,825 |
| Median Age | 34.3 | 38.0 ✓ Older |
| Homeownership Rate | 54.9% | 80.9% ✓ Higher |
| Under 18 | 24.5% | 24.9% ✓ More |
| Over 65 | 12.8% | 13.2% ✓ More |
Frequently Asked Questions
Indianapolis's cost of living index is 94.6 vs O'Fallon's 96.3 (US average = 100).
Indianapolis is 2% less expensive overall.
Based on the 23 decided categories above, O'Fallon leads 16 of 23 categories. Indianapolis wins 7 and O'Fallon wins 16. The right choice depends on your priorities — use the Pros & Cons and full table above to weigh what matters to you.
Whether you're moving from Indianapolis to O'Fallon or relocating the other way, focus on the biggest gaps: housing ($184,600 vs $283,600 median home), income ($59,110 vs $104,863), safety, and schools — all covered in the full table above.
Indianapolis, IN and O'Fallon, MO are about 254 miles apart (straight-line distance). Driving distance will be longer depending on the route.