Head-to-Head · City Comparison
Germantown, MD
VS
Yonkers, NY
🏆 Germantown leads 14 of 20 categories
Germantown
Maryland
14
wins
Cost of Living Index
108.6⚠ High ✓ Cheaper
Median Household Income
$109,268 ✓ Higher
Violent Crime Index
—
Population
90,210
Yonkers
New York
6
wins
Cost of Living Index
112.5⚠ High
Median Household Income
$78,208
Violent Crime Index
82
Population
209,780 ✓ Larger
Pros & Cons
Auto-generated from official data — head-to-head differences and gaps vs the national average.
Germantown, MD
Pros
Households earn $31,060 more per year on average
Stronger job market — unemployment is 1.4 pts lower (5.2%)
Homes cost $63k less ($393,700 vs $456,500)
More college-educated — 48.9% hold a bachelor's or higher
Smaller class sizes — 13.8:1 student-teacher ratio
4% cheaper overall cost of living than Yonkers
Cons
Higher rents — median is $1,908/mo
Yonkers, NY
Pros
Rent averages $249/mo less ($1,659 vs $1,908)
Cons
Median income trails Germantown by $31,060/yr
Pricier housing — median home is $456,500
Living costs are well above the U.S. average (index 112.5)
Higher unemployment (6.6% vs 5.2%)
Key Differences at a Glance
Germantown
Cost of Living
4% cheaper
COL index 108.6 vs 112.5 (100 = US avg)
Germantown
Median Income
$31,060
$109,268 vs $78,208/yr
Germantown
Median Home Value
$63k less
$393,700 vs $456,500
Germantown
Unemployment
1.4 pp lower
5.2% vs 6.6% unemployment
Full Data Comparison
| Metric | Germantown, MD | Yonkers, NY |
|---|---|---|
| 💰 Cost of Living | ||
| Cost of Living Index National avg = 100 · lower = cheaper | 108.6⚠ High ✓ Cheaper | 112.5⚠ High |
| Median Home Value | $393,700⚠ High ✓ Lower | $456,500⚠ High |
| Median Monthly Rent | $1,908⚠ High | $1,659⚠ High ✓ Lower |
| 📈 Income & Economy | ||
| Median Household Income | $109,268 ✓ Higher | $78,208 |
| Unemployment Rate | 5.2%⚠ High ✓ Lower | 6.6%⚠ High |
| Avg Commute Minutes each way | 33.6 min⚠ High ✓ Shorter | 34.8 min⚠ High |
| Work From Home % | 16.7% ✓ Higher | 9.3% |
| 🔒 Safety | ||
| Crime Index 100 = national avg · lower = safer · 60% violent / 40% property | — | 69 |
| Violent Crime Index 100 = national avg · lower = safer | — | 82 |
| Property Crime Index 100 = national avg · lower = safer | — | 48 |
| 🎓 Education | ||
| School Quality 100 = national avg · grad rate, staffing & attainment | A- (116) ✓ Better | B (99) |
| Student-Teacher Ratio Lower = smaller classes | 13.8:1 ✓ Smaller | 17.1:1 |
| Bachelor's Degree or Higher | 48.9% ✓ Higher | 35.5% |
| High School or Higher | 89.5% ✓ Higher | 83.8% |
| School District Name only — no quality rating available | Montgomery County Public Schools | YONKERS CITY SCHOOL DISTRICT |
| 🌤 Weather | ||
| Avg High — January | 39.1°F | 39.8°F ✓ Warmer |
| Avg High — July | 84.3°F | 85.6°F ✓ Warmer |
| Annual Precipitation | 46.7" ✓ Drier | 51.2" |
| Annual Snowfall | 32.6" ✓ Less | 32.7" |
| 👥 Demographics | ||
| Population | 90,210 | 209,780 ✓ Larger |
| Median Age | 36.9 | 39.1 ✓ Older |
| Homeownership Rate | 65.9% ✓ Higher | 48.3% |
| Under 18 | 24.3% ✓ More | 20.8% |
| Over 65 | 10.7% | 16.9% ✓ More |
Frequently Asked Questions
Germantown's cost of living index is 108.6 vs Yonkers's 112.5 (US average = 100).
Germantown is 4% less expensive overall.
Based on the 20 decided categories above, Germantown leads 14 of 20 categories. Germantown wins 14 and Yonkers wins 6. The right choice depends on your priorities — use the Pros & Cons and full table above to weigh what matters to you.
Whether you're moving from Germantown to Yonkers or relocating the other way, focus on the biggest gaps: housing ($393,700 vs $456,500 median home), income ($109,268 vs $78,208), safety, and schools — all covered in the full table above.
Germantown, MD and Yonkers, NY are about 217 miles apart (straight-line distance). Driving distance will be longer depending on the route.