Head-to-Head · City Comparison
Germantown, MD
VS
Quincy, MA
🏆 Germantown leads 14 of 20 categories
Germantown
Maryland
14
wins
Cost of Living Index
108.6⚠ High ✓ Cheaper
Median Household Income
$109,268 ✓ Higher
Violent Crime Index
—
Population
90,210
Quincy
Massachusetts
6
wins
Cost of Living Index
111.6⚠ High
Median Household Income
$90,668
Violent Crime Index
88
Population
100,981 ✓ Larger
Pros & Cons
Auto-generated from official data — head-to-head differences and gaps vs the national average.
Germantown, MD
Pros
Homes cost $170k less ($393,700 vs $563,200)
Households earn $18,600 more per year on average
Stronger job market — unemployment is 1.5 pts lower (5.2%)
3% cheaper overall cost of living than Quincy
Cons
Nothing stands out — a close match here.
Quincy, MA
Pros
Nothing stands out — a close match here.
Cons
Pricier housing — median home is $563,200
Median income trails Germantown by $18,600/yr
Living costs are well above the U.S. average (index 111.6)
Higher unemployment (6.7% vs 5.2%)
Key Differences at a Glance
Germantown
Cost of Living
3% cheaper
COL index 108.6 vs 111.6 (100 = US avg)
Germantown
Median Income
$18,600
$109,268 vs $90,668/yr
Germantown
Median Home Value
$170k less
$393,700 vs $563,200
Germantown
Unemployment
1.5 pp lower
5.2% vs 6.7% unemployment
Full Data Comparison
| Metric | Germantown, MD | Quincy, MA |
|---|---|---|
| 💰 Cost of Living | ||
| Cost of Living Index National avg = 100 · lower = cheaper | 108.6⚠ High ✓ Cheaper | 111.6⚠ High |
| Median Home Value | $393,700⚠ High ✓ Lower | $563,200⚠ High |
| Median Monthly Rent | $1,908⚠ High | $1,901⚠ High ✓ Lower |
| 📈 Income & Economy | ||
| Median Household Income | $109,268 ✓ Higher | $90,668 |
| Unemployment Rate | 5.2%⚠ High ✓ Lower | 6.7%⚠ High |
| Avg Commute Minutes each way | 33.6 min⚠ High ✓ Shorter | 33.9 min⚠ High |
| Work From Home % | 16.7% ✓ Higher | 15.1% |
| 🔒 Safety | ||
| Crime Index 100 = national avg · lower = safer · 60% violent / 40% property | — | 78 |
| Violent Crime Index 100 = national avg · lower = safer | — | 88 |
| Property Crime Index 100 = national avg · lower = safer | — | 63 |
| 🎓 Education | ||
| School Quality 100 = national avg · grad rate, staffing & attainment | A- (116) | A (119) ✓ Better |
| Student-Teacher Ratio Lower = smaller classes | 13.8:1 | 13.1:1 ✓ Smaller |
| Bachelor's Degree or Higher | 48.9% ✓ Higher | 46.9% |
| High School or Higher | 89.5% ✓ Higher | 89.3% |
| School District Name only — no quality rating available | Montgomery County Public Schools | Quincy |
| 🌤 Weather | ||
| Avg High — January | 39.1°F ✓ Warmer | 37.9°F |
| Avg High — July | 84.3°F ✓ Warmer | 83.0°F |
| Annual Precipitation | 46.7" ✓ Drier | 52.3" |
| Annual Snowfall | 32.6" ✓ Less | 50.9" |
| 👥 Demographics | ||
| Population | 90,210 | 100,981 ✓ Larger |
| Median Age | 36.9 | 38.3 ✓ Older |
| Homeownership Rate | 65.9% ✓ Higher | 43.9% |
| Under 18 | 24.3% ✓ More | 15.0% |
| Over 65 | 10.7% | 16.8% ✓ More |
Frequently Asked Questions
Germantown's cost of living index is 108.6 vs Quincy's 111.6 (US average = 100).
Germantown is 3% less expensive overall.
Based on the 20 decided categories above, Germantown leads 14 of 20 categories. Germantown wins 14 and Quincy wins 6. The right choice depends on your priorities — use the Pros & Cons and full table above to weigh what matters to you.
Whether you're moving from Germantown to Quincy or relocating the other way, focus on the biggest gaps: housing ($393,700 vs $563,200 median home), income ($109,268 vs $90,668), safety, and schools — all covered in the full table above.
Germantown, MD and Quincy, MA are about 391 miles apart (straight-line distance). Driving distance will be longer depending on the route.