Head-to-Head · City Comparison
Daly City, CA
VS
Tracy, CA
🏆 Daly City leads 11 of 21 categories
Daly City
California
11
wins
Cost of Living Index
118.2⚠ High
Median Household Income
$114,910 ✓ Higher
Violent Crime Index
78 ✓ Safer
Population
103,648 ✓ Larger
Tracy
California
10
wins
Cost of Living Index
107.4⚠ High ✓ Cheaper
Median Household Income
$111,717
Violent Crime Index
79
Population
94,027
Pros & Cons
Auto-generated from official data — head-to-head differences and gaps vs the national average.
Daly City, CA
Pros
Commutes run 14 min shorter each way
Cooler summers — July highs near 62°F vs 93°F
More college-educated — 38.5% hold a bachelor's or higher
Households earn $3,193 more per year on average
Cons
Pricier housing — median home is $1,073,100
Living costs are well above the U.S. average (index 118.2)
Higher rents — median is $2,554/mo
Cost of living runs 11% higher than Tracy
Tracy, CA
Pros
Homes cost $456k less ($617,300 vs $1,073,100)
Rent averages $392/mo less ($2,162 vs $2,554)
11% cheaper overall cost of living than Daly City
Cons
Longer commutes — 43.5 min average each way
Median income trails Daly City by $3,193/yr
Key Differences at a Glance
Daly City
Median Income
$3,193
$114,910 vs $111,717/yr
Tracy
Cost of Living
11% cheaper
COL index 107.4 vs 118.2 (100 = US avg)
Tracy
Median Home Value
$456k less
$617,300 vs $1,073,100
Tracy
Summer Heat
31.4°F warmer
July avg high 93.2°F vs 61.8°F
Full Data Comparison
| Metric | Daly City, CA | Tracy, CA |
|---|---|---|
| 💰 Cost of Living | ||
| Cost of Living Index National avg = 100 · lower = cheaper | 118.2⚠ High | 107.4⚠ High ✓ Cheaper |
| Median Home Value | $1,073,100⚠ High | $617,300⚠ High ✓ Lower |
| Median Monthly Rent | $2,554⚠ High | $2,162⚠ High ✓ Lower |
| 📈 Income & Economy | ||
| Median Household Income | $114,910 ✓ Higher | $111,717 |
| Unemployment Rate | 5.4%⚠ High | 5.4%⚠ High |
| Avg Commute Minutes each way | 29.8 min⚠ High ✓ Shorter | 43.5 min⚠ High |
| Work From Home % | 10.1% | 11.4% ✓ Higher |
| 🔒 Safety | ||
| Crime Index 100 = national avg · lower = safer · 60% violent / 40% property | 81 | 78 ✓ Safer |
| Violent Crime Index 100 = national avg · lower = safer | 78 ✓ Safer | 79 |
| Property Crime Index 100 = national avg · lower = safer | 86 | 76 ✓ Safer |
| 🎓 Education | ||
| School Quality 100 = national avg · grad rate, staffing & attainment | B- (91) ✓ Better | C- (71) |
| Student-Teacher Ratio Lower = smaller classes | 21.3:1 ✓ Smaller | 22.0:1 |
| Bachelor's Degree or Higher | 38.5% ✓ Higher | 24.4% |
| High School or Higher | 87.8% ✓ Higher | 83.9% |
| School District Name only — no quality rating available | Jefferson Elementary | Jefferson Elementary |
| 🌤 Weather | ||
| Avg High — January | 59.0°F ✓ Warmer | 57.2°F |
| Avg High — July | 61.8°F | 93.2°F ✓ Warmer |
| Annual Precipitation | 20.6" | 12.7" ✓ Drier |
| Annual Snowfall | 0.0" | 0.0" |
| 👥 Demographics | ||
| Population | 103,648 ✓ Larger | 94,027 |
| Median Age | 41.4 ✓ Older | 34.4 |
| Homeownership Rate | 60.2% | 64.0% ✓ Higher |
| Under 18 | 14.8% | 26.6% ✓ More |
| Over 65 | 19.5% ✓ More | 9.7% |
Frequently Asked Questions
Daly City's cost of living index is 118.2 vs Tracy's 107.4 (US average = 100).
Tracy is 11% less expensive overall.
Based on the 21 decided categories above, Daly City leads 11 of 21 categories. Daly City wins 11 and Tracy wins 10. The right choice depends on your priorities — use the Pros & Cons and full table above to weigh what matters to you.
Whether you're moving from Daly City to Tracy or relocating the other way, focus on the biggest gaps: housing ($1,073,100 vs $617,300 median home), income ($114,910 vs $111,717), safety, and schools — all covered in the full table above.
Daly City, CA and Tracy, CA are about 56 miles apart (straight-line distance). Driving distance will be longer depending on the route.