Head-to-Head · City Comparison
Cincinnati, OH
VS
Tracy, CA
🏆 Tracy leads 12 of 23 categories
Cincinnati
Ohio
11
wins
Cost of Living Index
94.1 ✓ Cheaper
Median Household Income
$49,191
Violent Crime Index
223⚠ High
Population
308,870 ✓ Larger
Tracy
California
12
wins
Cost of Living Index
107.4⚠ High
Median Household Income
$111,717 ✓ Higher
Violent Crime Index
79 ✓ Safer
Population
94,027
Pros & Cons
Auto-generated from official data — head-to-head differences and gaps vs the national average.
Cincinnati, OH
Pros
Homes cost $425k less ($192,000 vs $617,300)
Rent averages $1269/mo less ($893 vs $2,162)
Commutes run 20 min shorter each way
13% cheaper overall cost of living than Tracy
More college-educated — 40.5% hold a bachelor's or higher
Living costs sit below the national average (index 94.1)
Cons
Median income trails Tracy by $62,526/yr
Violent crime (845.6/100k) is above the U.S. average of 380
Property crime (3829.3/100k) runs high vs the U.S. average
Higher unemployment (6.9% vs 5.4%)
Tracy, CA
Pros
Households earn $62,526 more per year on average
64% less violent crime than Cincinnati
Stronger job market — unemployment is 1.5 pts lower (5.4%)
Milder winters — January highs near 57°F vs 41°F
Cons
Pricier housing — median home is $617,300
Higher rents — median is $2,162/mo
Cost of living runs 13% higher than Cincinnati
Longer commutes — 43.5 min average each way
Key Differences at a Glance
Cincinnati
Cost of Living
13% cheaper
COL index 94.1 vs 107.4 (100 = US avg)
Cincinnati
Median Home Value
$425k less
$192,000 vs $617,300
Tracy
Median Income
$62,526
$111,717 vs $49,191/yr
Tracy
Violent Crime
64% lower
301.4 vs 845.6 per 100k
Tracy
Unemployment
1.5 pp lower
5.4% vs 6.9% unemployment
Tracy
Summer Heat
6.6°F warmer
July avg high 93.2°F vs 86.6°F
Full Data Comparison
| Metric | Cincinnati, OH | Tracy, CA |
|---|---|---|
| 💰 Cost of Living | ||
| Cost of Living Index National avg = 100 · lower = cheaper | 94.1 ✓ Cheaper | 107.4⚠ High |
| Median Home Value | $192,000 ✓ Lower | $617,300⚠ High |
| Median Monthly Rent | $893 ✓ Lower | $2,162⚠ High |
| 📈 Income & Economy | ||
| Median Household Income | $49,191 | $111,717 ✓ Higher |
| Unemployment Rate | 6.9%⚠ High | 5.4%⚠ High ✓ Lower |
| Avg Commute Minutes each way | 23.4 min ✓ Shorter | 43.5 min⚠ High |
| Work From Home % | 11.5% ✓ Higher | 11.4% |
| 🔒 Safety | ||
| Crime Index 100 = national avg · lower = safer · 60% violent / 40% property | 206⚠ High | 78 ✓ Safer |
| Violent Crime Index 100 = national avg · lower = safer | 223⚠ High | 79 ✓ Safer |
| Property Crime Index 100 = national avg · lower = safer | 182⚠ High | 76 ✓ Safer |
| 🎓 Education | ||
| School Quality 100 = national avg · grad rate, staffing & attainment | B (100) ✓ Better | C- (71) |
| Student-Teacher Ratio Lower = smaller classes | 15.9:1 ✓ Smaller | 22.0:1 |
| Bachelor's Degree or Higher | 40.5% ✓ Higher | 24.4% |
| High School or Higher | 89.1% ✓ Higher | 83.9% |
| School District Name only — no quality rating available | Cincinnati Public Schools | Jefferson Elementary |
| 🌤 Weather | ||
| Avg High — January | 40.6°F | 57.2°F ✓ Warmer |
| Avg High — July | 86.6°F | 93.2°F ✓ Warmer |
| Annual Precipitation | 43.4" | 12.7" ✓ Drier |
| Annual Snowfall | 16.0" | 0.0" ✓ Less |
| 👥 Demographics | ||
| Population | 308,870 ✓ Larger | 94,027 |
| Median Age | 32.9 | 34.4 ✓ Older |
| Homeownership Rate | 39.3% | 64.0% ✓ Higher |
| Under 18 | 21.0% | 26.6% ✓ More |
| Over 65 | 12.9% ✓ More | 9.7% |
Frequently Asked Questions
Cincinnati's cost of living index is 94.1 vs Tracy's 107.4 (US average = 100).
Cincinnati is 13% less expensive overall.
Based on the 23 decided categories above, Tracy leads 12 of 23 categories. Cincinnati wins 11 and Tracy wins 12. The right choice depends on your priorities — use the Pros & Cons and full table above to weigh what matters to you.
Whether you're moving from Cincinnati to Tracy or relocating the other way, focus on the biggest gaps: housing ($192,000 vs $617,300 median home), income ($49,191 vs $111,717), safety, and schools — all covered in the full table above.
Cincinnati, OH and Tracy, CA are about 1,988 miles apart (straight-line distance). Driving distance will be longer depending on the route.