Head-to-Head · City Comparison
Cambridge, MA VS Daly City, CA
🏆 Cambridge leads 12 of 23 categories
Cambridge
Massachusetts
12
wins
Cost of Living Index 111.6⚠ High ✓ Cheaper
Median Household Income $121,539 ✓ Higher
Violent Crime Index 115⚠ High
Population 117,962 ✓ Larger
Daly City
California
11
wins
Cost of Living Index 118.2⚠ High
Median Household Income $114,910
Violent Crime Index 78 ✓ Safer
Population 103,648

Pros & Cons

Auto-generated from official data — head-to-head differences and gaps vs the national average.

Cambridge, MA
Pros
More college-educated — 79.9% hold a bachelor's or higher
Stronger job market — unemployment is 2.1 pts lower (3.3%)
Commutes run 4 min shorter each way
Homes cost $76k less ($997,600 vs $1,073,100)
7% cheaper overall cost of living than Daly City
Households earn $6,629 more per year on average
Cons
Property crime (2644.3/100k) runs high vs the U.S. average
Living costs are well above the U.S. average (index 111.6)
Snowy winters — about 49" of snow per year
Daly City, CA
Pros
32% less violent crime than Cambridge
Cooler summers — July highs near 62°F vs 85°F
Milder winters — January highs near 59°F vs 37°F
Cons
Living costs are well above the U.S. average (index 118.2)
Higher unemployment (5.4% vs 3.3%)
Longer commutes — 29.8 min average each way
Pricier housing — median home is $1,073,100

Key Differences at a Glance

Cambridge
Cost of Living
7% cheaper
COL index 111.6 vs 118.2 (100 = US avg)
Cambridge
Median Income
$6,629
$121,539 vs $114,910/yr
Cambridge
Median Home Value
$76k less
$997,600 vs $1,073,100
Cambridge
Unemployment
2.1 pp lower
3.3% vs 5.4% unemployment
Cambridge
Summer Heat
22.9°F warmer
July avg high 84.7°F vs 61.8°F
Daly City
Violent Crime
32% lower
296.3 vs 436.7 per 100k

Full Data Comparison

Metric Cambridge, MA Daly City, CA
💰 Cost of Living
Cost of Living Index National avg = 100 · lower = cheaper 111.6⚠ High ✓ Cheaper 118.2⚠ High
Median Home Value $997,600⚠ High ✓ Lower $1,073,100⚠ High
Median Monthly Rent $2,628⚠ High $2,554⚠ High ✓ Lower
📈 Income & Economy
Median Household Income $121,539 ✓ Higher $114,910
Unemployment Rate 3.3% ✓ Lower 5.4%⚠ High
Avg Commute Minutes each way 26.2 min ✓ Shorter 29.8 min⚠ High
Work From Home % 25.1% ✓ Higher 10.1%
🔒 Safety
Crime Index 100 = national avg · lower = safer · 60% violent / 40% property 119⚠ High 81 ✓ Safer
Violent Crime Index 100 = national avg · lower = safer 115⚠ High 78 ✓ Safer
Property Crime Index 100 = national avg · lower = safer 126⚠ High 86 ✓ Safer
🎓 Education
School Quality 100 = national avg · grad rate, staffing & attainment A+ (135) ✓ Better B- (91)
Student-Teacher Ratio Lower = smaller classes 9.4:1 ✓ Smaller 21.3:1
Bachelor's Degree or Higher 79.9% ✓ Higher 38.5%
High School or Higher 95.6% ✓ Higher 87.8%
School District Name only — no quality rating available Cambridge Jefferson Elementary
🌤 Weather
Avg High — January 37.0°F 59.0°F ✓ Warmer
Avg High — July 84.7°F ✓ Warmer 61.8°F
Annual Precipitation 49.3" 20.6" ✓ Drier
Annual Snowfall 49.2" 0.0" ✓ Less
👥 Demographics
Population 117,962 ✓ Larger 103,648
Median Age 30.6 41.4 ✓ Older
Homeownership Rate 33.6% 60.2% ✓ Higher
Under 18 12.2% 14.8% ✓ More
Over 65 11.9% 19.5% ✓ More

Frequently Asked Questions

Cambridge's cost of living index is 111.6 vs Daly City's 118.2 (US average = 100). Cambridge is 7% less expensive overall.
Based on the 23 decided categories above, Cambridge leads 12 of 23 categories. Cambridge wins 12 and Daly City wins 11. The right choice depends on your priorities — use the Pros & Cons and full table above to weigh what matters to you.
Whether you're moving from Cambridge to Daly City or relocating the other way, focus on the biggest gaps: housing ($997,600 vs $1,073,100 median home), income ($121,539 vs $114,910), safety, and schools — all covered in the full table above.
Cambridge, MA and Daly City, CA are about 2,695 miles apart (straight-line distance). Driving distance will be longer depending on the route.

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